廣東省(sheng)廣州市南明區老百姓法(fa)庭

民 事 判 決 書

（2018）黔0102民初8337號

原告(gao)人：趙XX，男，1953-5年6月10日生，民族，住(zhu)江西(xi)省廣州(zhou)市廣州(zhou)天(tian)河，

授(shou)權(quan)委托書(shu)經銷商人(ren)：張旭，河(he)南鈍初侓(lu)師行政監察所侓(lu)師。（執業(ye)醫師證證號：15201201210573897）

申請加盟(meng)人：羅偉，廣西鈍初北(bei)京律(lv)師函(han)事務管理所(suo)北(bei)京律(lv)師函(han)。（執業資格證號：15201201810031584）

被告：張XX，男，1967年6月14日生，漢族(zu)人(ren)，戶口戶籍所以地(di)：佛山市云巖(yan)區(qu)，現居地(di)：佛山市南明區(qu)都是路都是家園(yuan)B-10-3號，

被(bei)告：李(li)XX，女，196八(ba)年(nian)一月13日生(sheng)，我國漢族，戶籍地(di)(di)存在地(di)(di)：昆明市(shi)云巖區(qu)，現居地(di)(di)：昆明市(shi)南明區(qu)異世路異世花園小區(qu)B-10-3號，

二被告雙方委托(tuo)代(dai)為(wei)地區受(shou)托(tuo)人：申騰，廣東唐德著名(ming)拆遷律師 事(shi)務管(guan)理(li)所著名(ming)拆遷律師 。（醫師資格證(zheng)證(zheng)號：15201201710143624）。

二被(bei)告之間授權委托代理商人：王遙剛，四川唐德刑(xing)事案件辯(bian)護律(lv)(lv)師行政監察所專業(ye)實習(xi)刑(xing)事案件辯(bian)護律(lv)(lv)師。

上訴人(ren)趙XX訴被告張XX、李XX社會上借款人(ren)和出(chu)借方糾份一案，本校于2014年10月16日(ri)受(shou)(shou)案受(shou)(shou)案后，守法適(shi)用(yong)于簡易化(hua)程序流程公布(bu)開審對其進(jin)行了案件(jian)案件(jian)審理。上訴人(ren)趙XX的(de)代(dai)為(wei)加(jia)盟人(ren)張旭，被告張XX、李XX的(de)代(dai)為(wei)加(jia)盟人(ren)申(shen)騰(teng)、王遙剛到庭叁(san)加(jia)了訴訟程序。此案己經案件(jian)案件(jian)審理結(jie)束(shu)。

被(bei)(bei)(bei)申請(qing)人(ren)(ren)方(fang)趙XX訴稱，2012年(nian)(nian)9月及(ji)15月，二(er)被(bei)(bei)(bei)告(gao)(gao)(gao)向(xiang)被(bei)(bei)(bei)申請(qing)人(ren)(ren)方(fang)借(jie)款(kuan)(kuan)20萬元(yuan)，被(bei)(bei)(bei)申請(qing)人(ren)(ren)方(fang)遂(sui)能夠證券公(gong)司向(xiang)被(bei)(bei)(bei)告(gao)(gao)(gao)李XX證券公(gong)司企業賬(zhang)戶對(dui)公(gong)轉(zhuan)賬(zhang)共要(yao)20萬元(yuan)，借(jie)款(kuan)(kuan)時二(er)被(bei)(bei)(bei)告(gao)(gao)(gao)向(xiang)被(bei)(bei)(bei)申請(qing)人(ren)(ren)方(fang)出示(shi)了借(jie)條(tiao)，但在其償還(huan)(huan)時光(guang)怠慢長時間，在被(bei)(bei)(bei)申請(qing)人(ren)(ren)方(fang)頻繁催賬(zhang)下，張XX、李XX于201六(liu)年(nian)(nian)6月6日重(zhong)復出示(shi)借(jie)條(tiao)給(gei)被(bei)(bei)(bei)申請(qing)人(ren)(ren)方(fang)，并表(biao)態(tai)于2015年(nian)(nian)6月此前(qian)還(huan)(huan)清(qing)上述借(jie)款(kuan)(kuan)，如到期(qi)了未還(huan)(huan)清(qing)，無條(tiao)件加(jia)付150萬元(yuan)當(dang)作借(jie)唄(bai)不(bu)還(huan)(huan)款(kuan)(kuan)存款(kuan)(kuan)利(li)息率(lv)。現二(er)被(bei)(bei)(bei)告(gao)(gao)(gao)表(biao)態(tai)償還(huan)(huan)限期(qi)已到，二(er)被(bei)(bei)(bei)告(gao)(gao)(gao)未按(an)表(biao)態(tai)送還(huan)(huan)借(jie)款(kuan)(kuan)，被(bei)(bei)(bei)申請(qing)人(ren)(ren)方(fang)遂(sui)反訴至法庭，提起相(xiang)應法律訴訟請(qing)求：判(pan)令被(bei)(bei)(bei)告(gao)(gao)(gao)張XX、李XX送還(huan)(huan)被(bei)(bei)(bei)申請(qing)人(ren)(ren)方(fang)借(jie)款(kuan)(kuan)本息20萬元(yuan)并付出借(jie)唄(bai)不(bu)還(huan)(huan)款(kuan)(kuan)存款(kuan)(kuan)利(li)息率(lv)150萬元(yuan)。

被(bei)(bei)告(gao)(gao)張XX論文答辯(bian)稱：1、上(shang)訴(su)人于201一(yi)年(nian)(nian)(nian)(nian)向(xiang)二(er)被(bei)(bei)告(gao)(gao)轉(zhuan)借(jie)(jie)的(de)(de)借(jie)(jie)款三(san)十(shi)萬(wan)元，已在1六(liu)(liu)年(nian)(nian)(nian)(nian)2月(yue)30日(ri)所(suo)有 清償；2、201六(liu)(liu)年(nian)(nian)(nian)(nian)2月(yue)6日(ri)二(er)被(bei)(bei)告(gao)(gao)向(xiang)上(shang)訴(su)人開具的(de)(de)借(jie)(jie)條與201一(yi)年(nian)(nian)(nian)(nian)夫妻兩(liang)(liang)人遭受的(de)(de)債款借(jie)(jie)債未關(guan)系(xi)聯(lian)，該借(jie)(jie)條系(xi)夫妻兩(liang)(liang)人獲得的(de)(de)新(xin)的(de)(de)借(jie)(jie)款合意(yi)，且(qie)上(shang)訴(su)人未現實(shi)情況履行(xing)轉(zhuan)借(jie)(jie)借(jie)(jie)款的(de)(de)義務(wu)人；3、原、被(bei)(bei)告(gao)(gao)互相(xiang)未約(yue)定借(jie)(jie)款成本，二(er)被(bei)(bei)告(gao)(gao)在201一(yi)年(nian)(nian)(nian)(nian)至1六(liu)(liu)年(nian)(nian)(nian)(nian)時期向(xiang)上(shang)訴(su)人承擔的(de)(de)工(gong)程款不應(ying)當認準為成本，而(er)系(xi)二(er)被(bei)(bei)告(gao)(gao)對上(shang)訴(su)人時候借(jie)(jie)款的(de)(de)分段借(jie)(jie)款。

原(yuan)、被(bei)(bei)(bei)(bei)(bei)(bei)(bei)(bei)告(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)兩(liang)者以(yi)(yi)犯罪案件現實(shi)(shi)(shi)應當在(zai)(zai)(zai)(zai)(zai)(zai)線(xian)上(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)交(jiao)舉證(zheng)，東大(da)(da)整(zheng)(zheng)(zheng)形(xing)給(gei)予驗收(shou)并在(zai)(zai)(zai)(zai)(zai)(zai)卷(juan)事(shi)實(shi)(shi)(shi)證(zheng)明(ming)格(ge)式(shi)(shi)。東大(da)(da)整(zheng)(zheng)(zheng)形(xing)對下(xia)例現實(shi)(shi)(shi)給(gei)予判定：201六年(nian)(nian)(nian)(nian)(nian)-10月(yue)(yue)(yue)(yue)(yue)(yue)6日(ri)(ri)(ri)(ri)(ri)(ri)(ri)，被(bei)(bei)(bei)(bei)(bei)(bei)(bei)(bei)告(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)李(li)(li)XX、張(zhang)XX向(xiang)(xiang)(xiang)(xiang)上(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)訴(su)(su)(su)(su)(su)(su)(su)(su)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)出(chu)示借(jie)(jie)(jie)條(tiao)一(yi)副(fu)圖(tu)載明(ming)“現發(fa)來(lai)(lai)(lai)(lai)趙(zhao)XX以(yi)(yi)外幣外借(jie)(jie)(jie)的(de)(de)(de)(de)(de)(de)120萬(wan)(wan)(wan)是(shi)(shi)整(zheng)(zheng)(zheng)，借(jie)(jie)(jie)款(kuan)(kuan)(kuan)(kuan)(kuan)借(jie)(jie)(jie)款(kuan)(kuan)(kuan)(kuan)(kuan)期(qi)(qi)限在(zai)(zai)(zai)(zai)(zai)(zai)一(yi)年(nian)(nian)(nian)(nian)(nian)3個(ge)月(yue)(yue)(yue)(yue)(yue)(yue)時(shi)間(jian)，20多年(nian)(nian)(nian)(nian)(nian)6月(yue)(yue)(yue)(yue)(yue)(yue)在(zai)(zai)(zai)(zai)(zai)(zai)之前還(huan)清(qing)。如(ru)屆滿未還(huan)清(qing)，愿結(jie)(jie)(jie)算(suan)(suan)(suan)卡(ka)16萬(wan)(wan)(wan)是(shi)(shi)做為(wei)(wei)(wei)超期(qi)(qi)貸款(kuan)(kuan)(kuan)(kuan)(kuan)月(yue)(yue)(yue)(yue)(yue)(yue)息(xi)(xi)。貸款(kuan)(kuan)(kuan)(kuan)(kuan)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)：李(li)(li)XX（手(shou)印）、張(zhang)XX（手(shou)印）”。上(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)訴(su)(su)(su)(su)(su)(su)(su)(su)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)在(zai)(zai)(zai)(zai)(zai)(zai)開(kai)(kai)庭(ting)(ting)中(zhong)(zhong)稱，下(xia)列借(jie)(jie)(jie)款(kuan)(kuan)(kuan)(kuan)(kuan)合(he)(he)理(li)(li)時(shi)有產生(sheng)在(zai)(zai)(zai)(zai)(zai)(zai)201在(zai)(zai)(zai)(zai)(zai)(zai)一(yi)年(nian)(nian)(nian)(nian)(nian)，并在(zai)(zai)(zai)(zai)(zai)(zai)線(xian)上(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)交(jiao)了201在(zai)(zai)(zai)(zai)(zai)(zai)一(yi)年(nian)(nian)(nian)(nian)(nian)4月(yue)(yue)(yue)(yue)(yue)(yue)11日(ri)(ri)(ri)(ri)(ri)(ri)(ri)上(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)訴(su)(su)(su)(su)(su)(su)(su)(su)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)向(xiang)(xiang)(xiang)(xiang)被(bei)(bei)(bei)(bei)(bei)(bei)(bei)(bei)告(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)李(li)(li)XX各(ge)(ge)(ge)大(da)(da)個(ge)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)商(shang)(shang)(shang)業(ye)(ye)(ye)商(shang)(shang)(shang)業(ye)(ye)(ye)證(zheng)券(quan)公(gong)司(si)業(ye)(ye)(ye)帳(zhang)(zhang)(zhang)(zhang)(zhang)戶卡(ka)轉(zhuan)(zhuan)(zhuan)(zhuan)(zhuan)帳(zhang)(zhang)(zhang)(zhang)(zhang)120萬(wan)(wan)(wan)是(shi)(shi)各(ge)(ge)(ge)種201在(zai)(zai)(zai)(zai)(zai)(zai)一(yi)年(nian)(nian)(nian)(nian)(nian)1五(wu)月(yue)(yue)(yue)(yue)(yue)(yue)4日(ri)(ri)(ri)(ri)(ri)(ri)(ri)上(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)訴(su)(su)(su)(su)(su)(su)(su)(su)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)向(xiang)(xiang)(xiang)(xiang)被(bei)(bei)(bei)(bei)(bei)(bei)(bei)(bei)告(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)李(li)(li)XX各(ge)(ge)(ge)大(da)(da)個(ge)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)商(shang)(shang)(shang)業(ye)(ye)(ye)商(shang)(shang)(shang)業(ye)(ye)(ye)證(zheng)券(quan)公(gong)司(si)業(ye)(ye)(ye)帳(zhang)(zhang)(zhang)(zhang)(zhang)戶卡(ka)轉(zhuan)(zhuan)(zhuan)(zhuan)(zhuan)帳(zhang)(zhang)(zhang)(zhang)(zhang)十萬(wan)(wan)(wan)元(yuan)(yuan)(yuan)(yuan)(yuan)，那么(me)你就可(ke)以(yi)(yi)利用這十萬(wan)(wan)(wan)元(yuan)(yuan)(yuan)(yuan)(yuan)是(shi)(shi)的(de)(de)(de)(de)(de)(de)各(ge)(ge)(ge)大(da)(da)商(shang)(shang)(shang)業(ye)(ye)(ye)商(shang)(shang)(shang)業(ye)(ye)(ye)證(zheng)券(quan)公(gong)司(si)業(ye)(ye)(ye)轉(zhuan)(zhuan)(zhuan)(zhuan)(zhuan)帳(zhang)(zhang)(zhang)(zhang)(zhang)憑據各(ge)(ge)(ge)一(yi)副(fu)圖(tu)。二(er)(er)(er)(er)(er)(er)(er)被(bei)(bei)(bei)(bei)(bei)(bei)(bei)(bei)告(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)對該(gai)組(zu)舉證(zheng)的(de)(de)(de)(de)(de)(de)真識性(xing)(xing)何爭(zheng)議，但相信借(jie)(jie)(jie)條(tiao)并沒得合(he)(he)理(li)(li)履行(xing)職責，而201在(zai)(zai)(zai)(zai)(zai)(zai)一(yi)年(nian)(nian)(nian)(nian)(nian)的(de)(de)(de)(de)(de)(de)兩(liang)筆借(jie)(jie)(jie)款(kuan)(kuan)(kuan)(kuan)(kuan)均已清(qing)償。其(qi)他，上(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)訴(su)(su)(su)(su)(su)(su)(su)(su)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)還(huan)在(zai)(zai)(zai)(zai)(zai)(zai)線(xian)上(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)交(jiao)了20多年(nian)(nian)(nian)(nian)(nian)-10月(yue)(yue)(yue)(yue)(yue)(yue)18日(ri)(ri)(ri)(ri)(ri)(ri)(ri)二(er)(er)(er)(er)(er)(er)(er)被(bei)(bei)(bei)(bei)(bei)(bei)(bei)(bei)告(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)向(xiang)(xiang)(xiang)(xiang)上(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)訴(su)(su)(su)(su)(su)(su)(su)(su)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)出(chu)示的(de)(de)(de)(de)(de)(de)借(jie)(jie)(jie)條(tiao)一(yi)副(fu)圖(tu)（該(gai)借(jie)(jie)(jie)條(tiao)有撕毀后(hou)重結(jie)(jie)(jie)合(he)(he)的(de)(de)(de)(de)(de)(de)印子），擬(ni)事(shi)實(shi)(shi)(shi)證(zheng)明(ming)格(ge)式(shi)(shi)原(yuan)、被(bei)(bei)(bei)(bei)(bei)(bei)(bei)(bei)告(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)之前對201在(zai)(zai)(zai)(zai)(zai)(zai)一(yi)年(nian)(nian)(nian)(nian)(nian)借(jie)(jie)(jie)款(kuan)(kuan)(kuan)(kuan)(kuan)120萬(wan)(wan)(wan)是(shi)(shi)協商(shang)(shang)(shang)貸款(kuan)(kuan)(kuan)(kuan)(kuan)月(yue)(yue)(yue)(yue)(yue)(yue)息(xi)(xi)為(wei)(wei)(wei)月(yue)(yue)(yue)(yue)(yue)(yue)月(yue)(yue)(yue)(yue)(yue)(yue)息(xi)(xi)2.5%。二(er)(er)(er)(er)(er)(er)(er)被(bei)(bei)(bei)(bei)(bei)(bei)(bei)(bei)告(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)對該(gai)組(zu)舉證(zheng)的(de)(de)(de)(de)(de)(de)真識性(xing)(xing)懷有爭(zheng)議，相信該(gai)借(jie)(jie)(jie)條(tiao)已撕毀系上(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)訴(su)(su)(su)(su)(su)(su)(su)(su)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)私下(xia)結(jie)(jie)(jie)合(he)(he)，進那步這說明(ming)201在(zai)(zai)(zai)(zai)(zai)(zai)一(yi)年(nian)(nian)(nian)(nian)(nian)的(de)(de)(de)(de)(de)(de)借(jie)(jie)(jie)款(kuan)(kuan)(kuan)(kuan)(kuan)120萬(wan)(wan)(wan)是(shi)(shi)已合(he)(he)理(li)(li)清(qing)償。二(er)(er)(er)(er)(er)(er)(er)被(bei)(bei)(bei)(bei)(bei)(bei)(bei)(bei)告(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)則在(zai)(zai)(zai)(zai)(zai)(zai)線(xian)上(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)交(jiao)了二(er)(er)(er)(er)(er)(er)(er)被(bei)(bei)(bei)(bei)(bei)(bei)(bei)(bei)告(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)各(ge)(ge)(ge)大(da)(da)商(shang)(shang)(shang)業(ye)(ye)(ye)商(shang)(shang)(shang)業(ye)(ye)(ye)證(zheng)券(quan)公(gong)司(si)業(ye)(ye)(ye)對賬單統(tong)計(ji)表(biao)表(biao)，擬(ni)事(shi)實(shi)(shi)(shi)證(zheng)明(ming)格(ge)式(shi)(shi)201在(zai)(zai)(zai)(zai)(zai)(zai)一(yi)年(nian)(nian)(nian)(nian)(nian)1-10月(yue)(yue)(yue)(yue)(yue)(yue)10日(ri)(ri)(ri)(ri)(ri)(ri)(ri)至2020年(nian)(nian)(nian)(nian)(nian)-10月(yue)(yue)(yue)(yue)(yue)(yue)30起(qi)止(zhi)日(ri)(ri)(ri)(ri)(ri)(ri)(ri)期(qi)(qi)時(shi)間(jian)間(jian)總(zong)計(ji)下(xia)來(lai)(lai)(lai)(lai)向(xiang)(xiang)(xiang)(xiang)上(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)訴(su)(su)(su)(su)(su)(su)(su)(su)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)結(jie)(jie)(jie)算(suan)(suan)(suan)卡(ka)經(jing)濟(ji)(ji)(ji)往來(lai)(lai)(lai)(lai)款(kuan)(kuan)(kuan)(kuan)(kuan)32.5元(yuan)(yuan)(yuan)(yuan)(yuan)，之中(zhong)(zhong)120萬(wan)(wan)(wan)是(shi)(shi)為(wei)(wei)(wei)退回上(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)訴(su)(su)(su)(su)(su)(su)(su)(su)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)的(de)(de)(de)(de)(de)(de)借(jie)(jie)(jie)款(kuan)(kuan)(kuan)(kuan)(kuan)，以(yi)(yi)外2.6萬(wan)(wan)(wan)是(shi)(shi)系結(jie)(jie)(jie)算(suan)(suan)(suan)卡(ka)給(gei)上(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)訴(su)(su)(su)(su)(su)(su)(su)(su)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)的(de)(de)(de)(de)(de)(de)的(de)(de)(de)(de)(de)(de)優(you)勢費。上(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)訴(su)(su)(su)(su)(su)(su)(su)(su)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)對二(er)(er)(er)(er)(er)(er)(er)被(bei)(bei)(bei)(bei)(bei)(bei)(bei)(bei)告(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)在(zai)(zai)(zai)(zai)(zai)(zai)線(xian)上(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)交(jiao)的(de)(de)(de)(de)(de)(de)該(gai)組(zu)舉證(zheng)真識性(xing)(xing)不(bu)持爭(zheng)議，但相信二(er)(er)(er)(er)(er)(er)(er)被(bei)(bei)(bei)(bei)(bei)(bei)(bei)(bei)告(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)向(xiang)(xiang)(xiang)(xiang)上(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)訴(su)(su)(su)(su)(su)(su)(su)(su)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)結(jie)(jie)(jie)算(suan)(suan)(suan)卡(ka)的(de)(de)(de)(de)(de)(de)下(xia)列經(jing)濟(ji)(ji)(ji)往來(lai)(lai)(lai)(lai)款(kuan)(kuan)(kuan)(kuan)(kuan)均為(wei)(wei)(wei)結(jie)(jie)(jie)算(suan)(suan)(suan)卡(ka)借(jie)(jie)(jie)款(kuan)(kuan)(kuan)(kuan)(kuan)120萬(wan)(wan)(wan)是(shi)(shi)的(de)(de)(de)(de)(de)(de)貸款(kuan)(kuan)(kuan)(kuan)(kuan)月(yue)(yue)(yue)(yue)(yue)(yue)息(xi)(xi)。基于(yu)二(er)(er)(er)(er)(er)(er)(er)被(bei)(bei)(bei)(bei)(bei)(bei)(bei)(bei)告(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)的(de)(de)(de)(de)(de)(de)各(ge)(ge)(ge)大(da)(da)商(shang)(shang)(shang)業(ye)(ye)(ye)商(shang)(shang)(shang)業(ye)(ye)(ye)證(zheng)券(quan)公(gong)司(si)業(ye)(ye)(ye)對賬單統(tong)計(ji)表(biao)各(ge)(ge)(ge)種上(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)訴(su)(su)(su)(su)(su)(su)(su)(su)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)在(zai)(zai)(zai)(zai)(zai)(zai)開(kai)(kai)庭(ting)(ting)中(zhong)(zhong)的(de)(de)(de)(de)(de)(de)申辯權，二(er)(er)(er)(er)(er)(er)(er)被(bei)(bei)(bei)(bei)(bei)(bei)(bei)(bei)告(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)在(zai)(zai)(zai)(zai)(zai)(zai)201在(zai)(zai)(zai)(zai)(zai)(zai)一(yi)年(nian)(nian)(nian)(nian)(nian)發(fa)來(lai)(lai)(lai)(lai)上(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)訴(su)(su)(su)(su)(su)(su)(su)(su)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)的(de)(de)(de)(de)(de)(de)120萬(wan)(wan)(wan)是(shi)(shi)借(jie)(jie)(jie)款(kuan)(kuan)(kuan)(kuan)(kuan)后(hou)，二(er)(er)(er)(er)(er)(er)(er)被(bei)(bei)(bei)(bei)(bei)(bei)(bei)(bei)告(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)與上(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)訴(su)(su)(su)(su)(su)(su)(su)(su)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)之前時(shi)有產生(sheng)如(ru)表(biao)專(zhuan)項資金經(jing)濟(ji)(ji)(ji)往來(lai)(lai)(lai)(lai)：201在(zai)(zai)(zai)(zai)(zai)(zai)一(yi)年(nian)(nian)(nian)(nian)(nian)1-10月(yue)(yue)(yue)(yue)(yue)(yue)10日(ri)(ri)(ri)(ri)(ri)(ri)(ri)，二(er)(er)(er)(er)(er)(er)(er)被(bei)(bei)(bei)(bei)(bei)(bei)(bei)(bei)告(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)向(xiang)(xiang)(xiang)(xiang)上(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)訴(su)(su)(su)(su)(su)(su)(su)(su)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)轉(zhuan)(zhuan)(zhuan)(zhuan)(zhuan)帳(zhang)(zhang)(zhang)(zhang)(zhang)500零(ling)元(yuan)(yuan)(yuan)(yuan)(yuan)；201在(zai)(zai)(zai)(zai)(zai)(zai)一(yi)年(nian)(nian)(nian)(nian)(nian)1五(wu)月(yue)(yue)(yue)(yue)(yue)(yue)8日(ri)(ri)(ri)(ri)(ri)(ri)(ri)，二(er)(er)(er)(er)(er)(er)(er)被(bei)(bei)(bei)(bei)(bei)(bei)(bei)(bei)告(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)向(xiang)(xiang)(xiang)(xiang)上(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)訴(su)(su)(su)(su)(su)(su)(su)(su)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)轉(zhuan)(zhuan)(zhuan)(zhuan)(zhuan)帳(zhang)(zhang)(zhang)(zhang)(zhang)500零(ling)元(yuan)(yuan)(yuan)(yuan)(yuan)；201在(zai)(zai)(zai)(zai)(zai)(zai)一(yi)年(nian)(nian)(nian)(nian)(nian)1五(wu)月(yue)(yue)(yue)(yue)(yue)(yue)8日(ri)(ri)(ri)(ri)(ri)(ri)(ri)，二(er)(er)(er)(er)(er)(er)(er)被(bei)(bei)(bei)(bei)(bei)(bei)(bei)(bei)告(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)向(xiang)(xiang)(xiang)(xiang)上(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)訴(su)(su)(su)(su)(su)(su)(su)(su)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)轉(zhuan)(zhuan)(zhuan)(zhuan)(zhuan)帳(zhang)(zhang)(zhang)(zhang)(zhang)500零(ling)元(yuan)(yuan)(yuan)(yuan)(yuan)；2010年(nian)(nian)(nian)(nian)(nian)-10月(yue)(yue)(yue)(yue)(yue)(yue)8日(ri)(ri)(ri)(ri)(ri)(ri)(ri)，二(er)(er)(er)(er)(er)(er)(er)被(bei)(bei)(bei)(bei)(bei)(bei)(bei)(bei)告(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)向(xiang)(xiang)(xiang)(xiang)上(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)訴(su)(su)(su)(su)(su)(su)(su)(su)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)轉(zhuan)(zhuan)(zhuan)(zhuan)(zhuan)帳(zhang)(zhang)(zhang)(zhang)(zhang)750零(ling)元(yuan)(yuan)(yuan)(yuan)(yuan)；2010年(nian)(nian)(nian)(nian)(nian)-10月(yue)(yue)(yue)(yue)(yue)(yue)8日(ri)(ri)(ri)(ri)(ri)(ri)(ri)，二(er)(er)(er)(er)(er)(er)(er)被(bei)(bei)(bei)(bei)(bei)(bei)(bei)(bei)告(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)向(xiang)(xiang)(xiang)(xiang)上(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)訴(su)(su)(su)(su)(su)(su)(su)(su)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)轉(zhuan)(zhuan)(zhuan)(zhuan)(zhuan)帳(zhang)(zhang)(zhang)(zhang)(zhang)750零(ling)元(yuan)(yuan)(yuan)(yuan)(yuan)；2010年(nian)(nian)(nian)(nian)(nian)五(wu)月(yue)(yue)(yue)(yue)(yue)(yue)9日(ri)(ri)(ri)(ri)(ri)(ri)(ri)，二(er)(er)(er)(er)(er)(er)(er)被(bei)(bei)(bei)(bei)(bei)(bei)(bei)(bei)告(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)利用外幣存款(kuan)(kuan)(kuan)(kuan)(kuan)額方式(shi)(shi)向(xiang)(xiang)(xiang)(xiang)上(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)訴(su)(su)(su)(su)(su)(su)(su)(su)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)各(ge)(ge)(ge)大(da)(da)個(ge)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)商(shang)(shang)(shang)業(ye)(ye)(ye)商(shang)(shang)(shang)業(ye)(ye)(ye)證(zheng)券(quan)公(gong)司(si)業(ye)(ye)(ye)帳(zhang)(zhang)(zhang)(zhang)(zhang)戶卡(ka)導(dao)入到750零(ling)元(yuan)(yuan)(yuan)(yuan)(yuan)；2010年(nian)(nian)(nian)(nian)(nian)-10月(yue)(yue)(yue)(yue)(yue)(yue)9日(ri)(ri)(ri)(ri)(ri)(ri)(ri)，二(er)(er)(er)(er)(er)(er)(er)被(bei)(bei)(bei)(bei)(bei)(bei)(bei)(bei)告(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)向(xiang)(xiang)(xiang)(xiang)上(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)訴(su)(su)(su)(su)(su)(su)(su)(su)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)轉(zhuan)(zhuan)(zhuan)(zhuan)(zhuan)帳(zhang)(zhang)(zhang)(zhang)(zhang)750零(ling)元(yuan)(yuan)(yuan)(yuan)(yuan)；2010年(nian)(nian)(nian)(nian)(nian)4月(yue)(yue)(yue)(yue)(yue)(yue)9日(ri)(ri)(ri)(ri)(ri)(ri)(ri)，二(er)(er)(er)(er)(er)(er)(er)被(bei)(bei)(bei)(bei)(bei)(bei)(bei)(bei)告(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)向(xiang)(xiang)(xiang)(xiang)上(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)訴(su)(su)(su)(su)(su)(su)(su)(su)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)轉(zhuan)(zhuan)(zhuan)(zhuan)(zhuan)帳(zhang)(zhang)(zhang)(zhang)(zhang)750零(ling)元(yuan)(yuan)(yuan)(yuan)(yuan)；2010年(nian)(nian)(nian)(nian)(nian)五(wu)月(yue)(yue)(yue)(yue)(yue)(yue)9日(ri)(ri)(ri)(ri)(ri)(ri)(ri)，二(er)(er)(er)(er)(er)(er)(er)被(bei)(bei)(bei)(bei)(bei)(bei)(bei)(bei)告(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)向(xiang)(xiang)(xiang)(xiang)上(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)訴(su)(su)(su)(su)(su)(su)(su)(su)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)轉(zhuan)(zhuan)(zhuan)(zhuan)(zhuan)帳(zhang)(zhang)(zhang)(zhang)(zhang)750零(ling)元(yuan)(yuan)(yuan)(yuan)(yuan)；2010年(nian)(nian)(nian)(nian)(nian)6月(yue)(yue)(yue)(yue)(yue)(yue)9日(ri)(ri)(ri)(ri)(ri)(ri)(ri)，二(er)(er)(er)(er)(er)(er)(er)被(bei)(bei)(bei)(bei)(bei)(bei)(bei)(bei)告(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)向(xiang)(xiang)(xiang)(xiang)上(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)訴(su)(su)(su)(su)(su)(su)(su)(su)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)轉(zhuan)(zhuan)(zhuan)(zhuan)(zhuan)帳(zhang)(zhang)(zhang)(zhang)(zhang)750零(ling)元(yuan)(yuan)(yuan)(yuan)(yuan)；2010年(nian)(nian)(nian)(nian)(nian)四(si)月(yue)(yue)(yue)(yue)(yue)(yue)9日(ri)(ri)(ri)(ri)(ri)(ri)(ri)，二(er)(er)(er)(er)(er)(er)(er)被(bei)(bei)(bei)(bei)(bei)(bei)(bei)(bei)告(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)向(xiang)(xiang)(xiang)(xiang)上(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)訴(su)(su)(su)(su)(su)(su)(su)(su)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)轉(zhuan)(zhuan)(zhuan)(zhuan)(zhuan)帳(zhang)(zhang)(zhang)(zhang)(zhang)750零(ling)元(yuan)(yuan)(yuan)(yuan)(yuan)；2010年(nian)(nian)(nian)(nian)(nian)1一(yi)月(yue)(yue)(yue)(yue)(yue)(yue)份9日(ri)(ri)(ri)(ri)(ri)(ri)(ri)，二(er)(er)(er)(er)(er)(er)(er)被(bei)(bei)(bei)(bei)(bei)(bei)(bei)(bei)告(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)向(xiang)(xiang)(xiang)(xiang)上(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)訴(su)(su)(su)(su)(su)(su)(su)(su)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)轉(zhuan)(zhuan)(zhuan)(zhuan)(zhuan)帳(zhang)(zhang)(zhang)(zhang)(zhang)750零(ling)元(yuan)(yuan)(yuan)(yuan)(yuan)；2010年(nian)(nian)(nian)(nian)(nian)4月(yue)(yue)(yue)(yue)(yue)(yue)10日(ri)(ri)(ri)(ri)(ri)(ri)(ri)，二(er)(er)(er)(er)(er)(er)(er)被(bei)(bei)(bei)(bei)(bei)(bei)(bei)(bei)告(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)向(xiang)(xiang)(xiang)(xiang)上(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)訴(su)(su)(su)(su)(su)(su)(su)(su)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)轉(zhuan)(zhuan)(zhuan)(zhuan)(zhuan)帳(zhang)(zhang)(zhang)(zhang)(zhang)750零(ling)元(yuan)(yuan)(yuan)(yuan)(yuan)；2010年(nian)(nian)(nian)(nian)(nian)4月(yue)(yue)(yue)(yue)(yue)(yue)8日(ri)(ri)(ri)(ri)(ri)(ri)(ri)，二(er)(er)(er)(er)(er)(er)(er)被(bei)(bei)(bei)(bei)(bei)(bei)(bei)(bei)告(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)向(xiang)(xiang)(xiang)(xiang)上(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)訴(su)(su)(su)(su)(su)(su)(su)(su)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)轉(zhuan)(zhuan)(zhuan)(zhuan)(zhuan)帳(zhang)(zhang)(zhang)(zhang)(zhang)750零(ling)元(yuan)(yuan)(yuan)(yuan)(yuan)；2010年(nian)(nian)(nian)(nian)(nian)1-10月(yue)(yue)(yue)(yue)(yue)(yue)7日(ri)(ri)(ri)(ri)(ri)(ri)(ri)，二(er)(er)(er)(er)(er)(er)(er)被(bei)(bei)(bei)(bei)(bei)(bei)(bei)(bei)告(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)向(xiang)(xiang)(xiang)(xiang)上(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)訴(su)(su)(su)(su)(su)(su)(su)(su)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)轉(zhuan)(zhuan)(zhuan)(zhuan)(zhuan)帳(zhang)(zhang)(zhang)(zhang)(zhang)750零(ling)元(yuan)(yuan)(yuan)(yuan)(yuan)；2010年(nian)(nian)(nian)(nian)(nian)1五(wu)月(yue)(yue)(yue)(yue)(yue)(yue)10日(ri)(ri)(ri)(ri)(ri)(ri)(ri)，二(er)(er)(er)(er)(er)(er)(er)被(bei)(bei)(bei)(bei)(bei)(bei)(bei)(bei)告(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)向(xiang)(xiang)(xiang)(xiang)上(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)訴(su)(su)(su)(su)(su)(su)(su)(su)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)轉(zhuan)(zhuan)(zhuan)(zhuan)(zhuan)帳(zhang)(zhang)(zhang)(zhang)(zhang)750零(ling)元(yuan)(yuan)(yuan)(yuan)(yuan)；從2013-5年(nian)(nian)(nian)(nian)(nian)-10月(yue)(yue)(yue)(yue)(yue)(yue)7日(ri)(ri)(ri)(ri)(ri)(ri)(ri)起(qi)至20多年(nian)(nian)(nian)(nian)(nian)五(wu)月(yue)(yue)(yue)(yue)(yue)(yue)9起(qi)止(zhi)日(ri)(ri)(ri)(ri)(ri)(ri)(ri)期(qi)(qi)時(shi)間(jian)間(jian)，每周上(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)中(zhong)(zhong)旬二(er)(er)(er)(er)(er)(er)(er)被(bei)(bei)(bei)(bei)(bei)(bei)(bei)(bei)告(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)固定住向(xiang)(xiang)(xiang)(xiang)上(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)訴(su)(su)(su)(su)(su)(su)(su)(su)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)結(jie)(jie)(jie)算(suan)(suan)(suan)卡(ka)經(jing)濟(ji)(ji)(ji)往來(lai)(lai)(lai)(lai)款(kuan)(kuan)(kuan)(kuan)(kuan)750零(ling)元(yuan)(yuan)(yuan)(yuan)(yuan)；時(shi)候(hou)未再(zai)向(xiang)(xiang)(xiang)(xiang)上(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)訴(su)(su)(su)(su)(su)(su)(su)(su)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)結(jie)(jie)(jie)算(suan)(suan)(suan)卡(ka)經(jing)濟(ji)(ji)(ji)往來(lai)(lai)(lai)(lai)款(kuan)(kuan)(kuan)(kuan)(kuan)，直2020年(nian)(nian)(nian)(nian)(nian)-10月(yue)(yue)(yue)(yue)(yue)(yue)30日(ri)(ri)(ri)(ri)(ri)(ri)(ri)，二(er)(er)(er)(er)(er)(er)(er)被(bei)(bei)(bei)(bei)(bei)(bei)(bei)(bei)告(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)最終(zhong)一(yi)次性(xing)(xing)向(xiang)(xiang)(xiang)(xiang)上(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)訴(su)(su)(su)(su)(su)(su)(su)(su)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)各(ge)(ge)(ge)大(da)(da)個(ge)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)商(shang)(shang)(shang)業(ye)(ye)(ye)商(shang)(shang)(shang)業(ye)(ye)(ye)證(zheng)券(quan)公(gong)司(si)業(ye)(ye)(ye)帳(zhang)(zhang)(zhang)(zhang)(zhang)戶卡(ka)轉(zhuan)(zhuan)(zhuan)(zhuan)(zhuan)帳(zhang)(zhang)(zhang)(zhang)(zhang)20萬(wan)(wan)(wan)是(shi)(shi)。兩(liang)者在(zai)(zai)(zai)(zai)(zai)(zai)開(kai)(kai)庭(ting)(ting)中(zhong)(zhong)驗收(shou)，201六年(nian)(nian)(nian)(nian)(nian)-10月(yue)(yue)(yue)(yue)(yue)(yue)6日(ri)(ri)(ri)(ri)(ri)(ri)(ri)時(shi)候(hou)，二(er)(er)(er)(er)(er)(er)(er)被(bei)(bei)(bei)(bei)(bei)(bei)(bei)(bei)告(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)(gao)未再(zai)向(xiang)(xiang)(xiang)(xiang)上(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)訴(su)(su)(su)(su)(su)(su)(su)(su)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)結(jie)(jie)(jie)算(suan)(suan)(suan)卡(ka)絲毫經(jing)濟(ji)(ji)(ji)往來(lai)(lai)(lai)(lai)款(kuan)(kuan)(kuan)(kuan)(kuan)。上(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)訴(su)(su)(su)(su)(su)(su)(su)(su)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)(ren)遂(sui)上(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)訴(su)(su)(su)(su)(su)(su)(su)(su)至東大(da)(da)整(zheng)(zheng)(zheng)形(xing)，訴(su)(su)(su)(su)(su)(su)(su)(su)請如(ru)前。

東大(da)整形(xing)(xing)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)為(wei)(wei)(wei)(wei)，此案(an)的(de)(de)(de)(de)(de)異議主焦點的(de)(de)(de)(de)(de)一(yi)個為(wei)(wei)(wei)(wei)被(bei)(bei)(bei)(bei)申(shen)(shen)(shen)請(qing)(qing)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)于(yu)201一(yi)年(nian)(nian)向(xiang)(xiang)二(er)(er)(er)被(bei)(bei)(bei)(bei)告(gao)借(jie)(jie)(jie)(jie)(jie)(jie)出的(de)(de)(de)(de)(de)三(san)(san)(san)十(shi)(shi)萬(wan)(wan)(wan)的(de)(de)(de)(de)(de)大(da)寫(xie)借(jie)(jie)(jie)(jie)(jie)(jie)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)需(xu)(xu)不(bu)需(xu)(xu)要施(shi)工(gong)(gong)(gong)單(dan)(dan)位(wei)(wei)了收(shou)(shou)(shou)(shou)益(yi)(yi)(yi)率(lv)(lv)？綜上(shang)所(suo)(suo)述(shu)借(jie)(jie)(jie)(jie)(jie)(jie)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)需(xu)(xu)不(bu)需(xu)(xu)要都早就清(qing)償(chang)(chang)立即？不(bu)同(tong)《華夏群(qun)(qun)(qun)眾(zhong)中(zhong)華大(da)家配(pei)(pei)(pei)資(zi)合(he)(he)(he)約法(fa)》第六(liu)條(tiao)(tiao)、三(san)(san)(san)第十(shi)(shi)五條(tiao)(tiao)、獨一(yi)百90七條(tiao)(tiao)暫(zan)(zan)(zan)行(xing)(xing)(xing)(xing)(xing)(xing)(xing)中(zhong)規(gui)定(ding)(ding)“兩(liang)(liang)者(zhe)簽立配(pei)(pei)(pei)資(zi)合(he)(he)(he)約，有(you)以(yi)文(wen)(wen)(wen)(wen)書(shu)(shu)行(xing)(xing)(xing)(xing)(xing)(xing)(xing)為(wei)(wei)(wei)(wei)舉(ju)(ju)(ju)(ju)(ju)(ju)(ju)(ju)動(dong)(dong)(dong)行(xing)(xing)(xing)(xing)(xing)(xing)(xing)為(wei)(wei)(wei)(wei)舉(ju)(ju)(ju)(ju)(ju)(ju)(ju)(ju)動(dong)(dong)(dong)、文(wen)(wen)(wen)(wen)書(shu)(shu)行(xing)(xing)(xing)(xing)(xing)(xing)(xing)為(wei)(wei)(wei)(wei)舉(ju)(ju)(ju)(ju)(ju)(ju)(ju)(ju)動(dong)(dong)(dong)行(xing)(xing)(xing)(xing)(xing)(xing)(xing)為(wei)(wei)(wei)(wei)舉(ju)(ju)(ju)(ju)(ju)(ju)(ju)(ju)動(dong)(dong)(dong)和別行(xing)(xing)(xing)(xing)(xing)(xing)(xing)為(wei)(wei)(wei)(wei)舉(ju)(ju)(ju)(ju)(ju)(ju)(ju)(ju)動(dong)(dong)(dong)。”、“法(fa)令(ling)(ling)、行(xing)(xing)(xing)(xing)(xing)(xing)(xing)政(zheng)事(shi)(shi)務(wu)規(gui)范暫(zan)(zan)(zan)行(xing)(xing)(xing)(xing)(xing)(xing)(xing)中(zhong)規(gui)定(ding)(ding)也(ye)許兩(liang)(liang)者(zhe)施(shi)工(gong)(gong)(gong)單(dan)(dan)位(wei)(wei)常(chang)(chang)用以(yi)文(wen)(wen)(wen)(wen)書(shu)(shu)行(xing)(xing)(xing)(xing)(xing)(xing)(xing)為(wei)(wei)(wei)(wei)舉(ju)(ju)(ju)(ju)(ju)(ju)(ju)(ju)動(dong)(dong)(dong)行(xing)(xing)(xing)(xing)(xing)(xing)(xing)為(wei)(wei)(wei)(wei)舉(ju)(ju)(ju)(ju)(ju)(ju)(ju)(ju)動(dong)(dong)(dong)簽立配(pei)(pei)(pei)資(zi)合(he)(he)(he)約，兩(liang)(liang)者(zhe)未常(chang)(chang)用以(yi)文(wen)(wen)(wen)(wen)書(shu)(shu)行(xing)(xing)(xing)(xing)(xing)(xing)(xing)為(wei)(wei)(wei)(wei)舉(ju)(ju)(ju)(ju)(ju)(ju)(ju)(ju)動(dong)(dong)(dong)行(xing)(xing)(xing)(xing)(xing)(xing)(xing)為(wei)(wei)(wei)(wei)舉(ju)(ju)(ju)(ju)(ju)(ju)(ju)(ju)動(dong)(dong)(dong)但產權(quan)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)都早就履行(xing)(xing)(xing)(xing)(xing)(xing)(xing)職責常(chang)(chang)見(jian)權(quan)利與(yu)義(yi)(yi)務(wu)，客戶學習的(de)(de)(de)(de)(de)該配(pei)(pei)(pei)資(zi)合(he)(he)(he)約注(zhu)冊。”、“借(jie)(jie)(jie)(jie)(jie)(jie)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)配(pei)(pei)(pei)資(zi)合(he)(he)(he)約常(chang)(chang)用以(yi)文(wen)(wen)(wen)(wen)書(shu)(shu)行(xing)(xing)(xing)(xing)(xing)(xing)(xing)為(wei)(wei)(wei)(wei)舉(ju)(ju)(ju)(ju)(ju)(ju)(ju)(ju)動(dong)(dong)(dong)行(xing)(xing)(xing)(xing)(xing)(xing)(xing)為(wei)(wei)(wei)(wei)舉(ju)(ju)(ju)(ju)(ju)(ju)(ju)(ju)動(dong)(dong)(dong)，但那法(fa)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)企業直(zhi)接借(jie)(jie)(jie)(jie)(jie)(jie)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)另有(you)施(shi)工(gong)(gong)(gong)單(dan)(dan)位(wei)(wei)的(de)(de)(de)(de)(de)例如(ru)但不(bu)限于(yu)。借(jie)(jie)(jie)(jie)(jie)(jie)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)配(pei)(pei)(pei)資(zi)合(he)(he)(he)約的(de)(de)(de)(de)(de)項目例如(ru)借(jie)(jie)(jie)(jie)(jie)(jie)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)類(lei)形(xing)(xing)、幣種、不(bu)同(tong)的(de)(de)(de)(de)(de)用途、款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)額、收(shou)(shou)(shou)(shou)益(yi)(yi)(yi)率(lv)(lv)、執行(xing)(xing)(xing)(xing)(xing)(xing)(xing)期和全額還(huan)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)行(xing)(xing)(xing)(xing)(xing)(xing)(xing)為(wei)(wei)(wei)(wei)舉(ju)(ju)(ju)(ju)(ju)(ju)(ju)(ju)動(dong)(dong)(dong)等”。此案(an)中(zhong)，被(bei)(bei)(bei)(bei)申(shen)(shen)(shen)請(qing)(qing)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)于(yu)201一(yi)年(nian)(nian)分多(duo)次向(xiang)(xiang)被(bei)(bei)(bei)(bei)告(gao)李XX借(jie)(jie)(jie)(jie)(jie)(jie)出了借(jie)(jie)(jie)(jie)(jie)(jie)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)三(san)(san)(san)十(shi)(shi)萬(wan)(wan)(wan)的(de)(de)(de)(de)(de)大(da)寫(xie)，雖無以(yi)文(wen)(wen)(wen)(wen)書(shu)(shu)行(xing)(xing)(xing)(xing)(xing)(xing)(xing)為(wei)(wei)(wei)(wei)舉(ju)(ju)(ju)(ju)(ju)(ju)(ju)(ju)動(dong)(dong)(dong)視聽資(zi)料關系證(zheng)明兩(liang)(liang)者(zhe)施(shi)工(gong)(gong)(gong)單(dan)(dan)位(wei)(wei)了借(jie)(jie)(jie)(jie)(jie)(jie)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)收(shou)(shou)(shou)(shou)益(yi)(yi)(yi)率(lv)(lv)。但二(er)(er)(er)被(bei)(bei)(bei)(bei)告(gao)在接到被(bei)(bei)(bei)(bei)申(shen)(shen)(shen)請(qing)(qing)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)趙XX的(de)(de)(de)(de)(de)銀(yin)行(xing)(xing)(xing)(xing)(xing)(xing)(xing)卡(ka)轉(zhuan)賬后(hou)，從(cong)(cong)次月(yue)(yue)起每個比較(jiao)(jiao)加固住(zhu)向(xiang)(xiang)被(bei)(bei)(bei)(bei)申(shen)(shen)(shen)請(qing)(qing)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)付(fu)(fu)(fu)比較(jiao)(jiao)加固住(zhu)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)額的(de)(de)(de)(de)(de)往(wang)(wang)(wang)來(lai)(lai)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)。從(cong)(cong)201一(yi)年(nian)(nian)6月(yue)(yue)李XX接到被(bei)(bei)(bei)(bei)申(shen)(shen)(shen)請(qing)(qing)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)趙XX的(de)(de)(de)(de)(de)獨一(yi)筆借(jie)(jie)(jie)(jie)(jie)(jie)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)三(san)(san)(san)十(shi)(shi)萬(wan)(wan)(wan)的(de)(de)(de)(de)(de)大(da)寫(xie)后(hou)，次月(yue)(yue)按(an)每個5000的(de)(de)(de)(de)(de)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)額向(xiang)(xiang)被(bei)(bei)(bei)(bei)申(shen)(shen)(shen)請(qing)(qing)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)支網銀(yin)付(fu)(fu)(fu)錢，201一(yi)年(nian)(nian)116月(yue)(yue)被(bei)(bei)(bei)(bei)申(shen)(shen)(shen)請(qing)(qing)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)之后(hou)向(xiang)(xiang)二(er)(er)(er)被(bei)(bei)(bei)(bei)告(gao)借(jie)(jie)(jie)(jie)(jie)(jie)借(jie)(jie)(jie)(jie)(jie)(jie)出款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)三(san)(san)(san)十(shi)(shi)萬(wan)(wan)(wan)的(de)(de)(de)(de)(de)大(da)寫(xie)，次月(yue)(yue)二(er)(er)(er)被(bei)(bei)(bei)(bei)告(gao)按(an)每個7500向(xiang)(xiang)被(bei)(bei)(bei)(bei)申(shen)(shen)(shen)請(qing)(qing)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)支網銀(yin)付(fu)(fu)(fu)錢。這對(dui)(dui)于(yu)借(jie)(jie)(jie)(jie)(jie)(jie)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)配(pei)(pei)(pei)資(zi)合(he)(he)(he)約的(de)(de)(de)(de)(de)項目，法(fa)令(ling)(ling)并不(bu)引(yin)魂(hun)燈(deng)兩(liang)(liang)者(zhe)兩(liang)(liang)者(zhe)以(yi)文(wen)(wen)(wen)(wen)書(shu)(shu)行(xing)(xing)(xing)(xing)(xing)(xing)(xing)為(wei)(wei)(wei)(wei)舉(ju)(ju)(ju)(ju)(ju)(ju)(ju)(ju)動(dong)(dong)(dong)行(xing)(xing)(xing)(xing)(xing)(xing)(xing)為(wei)(wei)(wei)(wei)舉(ju)(ju)(ju)(ju)(ju)(ju)(ju)(ju)動(dong)(dong)(dong)開(kai)展(zhan)施(shi)工(gong)(gong)(gong)單(dan)(dan)位(wei)(wei)，二(er)(er)(er)被(bei)(bei)(bei)(bei)告(gao)在綜上(shang)所(suo)(suo)述(shu)借(jie)(jie)(jie)(jie)(jie)(jie)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)開(kai)展(zhan)后(hou)每個付(fu)(fu)(fu)比較(jiao)(jiao)加固住(zhu)往(wang)(wang)(wang)來(lai)(lai)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)，且(qie)在被(bei)(bei)(bei)(bei)申(shen)(shen)(shen)請(qing)(qing)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)追(zhui)加借(jie)(jie)(jie)(jie)(jie)(jie)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)額后(hou)次月(yue)(yue)二(er)(er)(er)被(bei)(bei)(bei)(bei)告(gao)按(an)相對(dui)(dui)比列曾加支網銀(yin)付(fu)(fu)(fu)錢款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)額，二(er)(er)(er)被(bei)(bei)(bei)(bei)告(gao)因其事(shi)(shi)行(xing)(xing)(xing)(xing)(xing)(xing)(xing)為(wei)(wei)(wei)(wei)舉(ju)(ju)(ju)(ju)(ju)(ju)(ju)(ju)動(dong)(dong)(dong)靈魂(hun)現實存在了其與(yu)被(bei)(bei)(bei)(bei)申(shen)(shen)(shen)請(qing)(qing)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)直(zhi)接現實存在文(wen)(wen)(wen)(wen)書(shu)(shu)行(xing)(xing)(xing)(xing)(xing)(xing)(xing)為(wei)(wei)(wei)(wei)舉(ju)(ju)(ju)(ju)(ju)(ju)(ju)(ju)動(dong)(dong)(dong)施(shi)工(gong)(gong)(gong)單(dan)(dan)位(wei)(wei)借(jie)(jie)(jie)(jie)(jie)(jie)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)收(shou)(shou)(shou)(shou)益(yi)(yi)(yi)率(lv)(lv)的(de)(de)(de)(de)(de)事(shi)(shi)。二(er)(er)(er)被(bei)(bei)(bei)(bei)告(gao)所(suo)(suo)付(fu)(fu)(fu)往(wang)(wang)(wang)來(lai)(lai)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)日期比較(jiao)(jiao)加固住(zhu)、金(jin)額才(cai)比較(jiao)(jiao)加固住(zhu)，不(bu)同(tong)視聽資(zi)料的(de)(de)(de)(de)(de)非常(chang)(chang)蓋然性標準規(gui)范，兩(liang)(liang)者(zhe)對(dui)(dui)201一(yi)年(nian)(nian)涉及(ji)到借(jie)(jie)(jie)(jie)(jie)(jie)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)三(san)(san)(san)十(shi)(shi)萬(wan)(wan)(wan)的(de)(de)(de)(de)(de)大(da)寫(xie)的(de)(de)(de)(de)(de)收(shou)(shou)(shou)(shou)益(yi)(yi)(yi)率(lv)(lv)以(yi)文(wen)(wen)(wen)(wen)書(shu)(shu)行(xing)(xing)(xing)(xing)(xing)(xing)(xing)為(wei)(wei)(wei)(wei)舉(ju)(ju)(ju)(ju)(ju)(ju)(ju)(ju)動(dong)(dong)(dong)行(xing)(xing)(xing)(xing)(xing)(xing)(xing)為(wei)(wei)(wei)(wei)舉(ju)(ju)(ju)(ju)(ju)(ju)(ju)(ju)動(dong)(dong)(dong)開(kai)展(zhan)了施(shi)工(gong)(gong)(gong)單(dan)(dan)位(wei)(wei)，施(shi)工(gong)(gong)(gong)單(dan)(dan)位(wei)(wei)的(de)(de)(de)(de)(de)付(fu)(fu)(fu)息日期及(ji)借(jie)(jie)(jie)(jie)(jie)(jie)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)收(shou)(shou)(shou)(shou)益(yi)(yi)(yi)率(lv)(lv)確切，東大(da)整形(xing)(xing)采信被(bei)(bei)(bei)(bei)申(shen)(shen)(shen)請(qing)(qing)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)介紹兩(liang)(liang)者(zhe)文(wen)(wen)(wen)(wen)書(shu)(shu)行(xing)(xing)(xing)(xing)(xing)(xing)(xing)為(wei)(wei)(wei)(wei)舉(ju)(ju)(ju)(ju)(ju)(ju)(ju)(ju)動(dong)(dong)(dong)施(shi)工(gong)(gong)(gong)單(dan)(dan)位(wei)(wei)借(jie)(jie)(jie)(jie)(jie)(jie)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)收(shou)(shou)(shou)(shou)益(yi)(yi)(yi)率(lv)(lv)為(wei)(wei)(wei)(wei)月(yue)(yue)收(shou)(shou)(shou)(shou)益(yi)(yi)(yi)率(lv)(lv)2.5%的(de)(de)(de)(de)(de)辯護意(yi)見(jian)。201一(yi)年(nian)(nian)16月(yue)(yue)至(zhi)20十(shi)(shi)五年(nian)(nian)16月(yue)(yue)期間，因二(er)(er)(er)被(bei)(bei)(bei)(bei)告(gao)付(fu)(fu)(fu)往(wang)(wang)(wang)來(lai)(lai)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)額比較(jiao)(jiao)加固住(zhu)，故(gu)應(ying)鑒定(ding)(ding)為(wei)(wei)(wei)(wei)付(fu)(fu)(fu)借(jie)(jie)(jie)(jie)(jie)(jie)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)收(shou)(shou)(shou)(shou)益(yi)(yi)(yi)率(lv)(lv)也(ye)是償(chang)(chang)清(qing)借(jie)(jie)(jie)(jie)(jie)(jie)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)資(zi)本(ben)。2020年(nian)(nian)6月(yue)(yue)30日二(er)(er)(er)被(bei)(bei)(bei)(bei)告(gao)向(xiang)(xiang)被(bei)(bei)(bei)(bei)申(shen)(shen)(shen)請(qing)(qing)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)付(fu)(fu)(fu)的(de)(de)(de)(de)(de)2萬(wan)(wan)(wan)的(de)(de)(de)(de)(de)大(da)寫(xie)雖與(yu)兩(liang)(liang)者(zhe)文(wen)(wen)(wen)(wen)書(shu)(shu)行(xing)(xing)(xing)(xing)(xing)(xing)(xing)為(wei)(wei)(wei)(wei)舉(ju)(ju)(ju)(ju)(ju)(ju)(ju)(ju)動(dong)(dong)(dong)施(shi)工(gong)(gong)(gong)單(dan)(dan)位(wei)(wei)的(de)(de)(de)(de)(de)收(shou)(shou)(shou)(shou)益(yi)(yi)(yi)率(lv)(lv)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)額一(yi)致，但不(bu)同(tong)查(cha)清(qing)事(shi)(shi)二(er)(er)(er)被(bei)(bei)(bei)(bei)告(gao)截(jie)至(zhi)20十(shi)(shi)五年(nian)(nian)16月(yue)(yue)9事(shi)(shi)后(hou)進行(xing)(xing)(xing)(xing)(xing)(xing)(xing)付(fu)(fu)(fu)收(shou)(shou)(shou)(shou)益(yi)(yi)(yi)率(lv)(lv)，不(bu)同(tong)《極高(gao)群(qun)(qun)(qun)眾(zhong)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)們檢(jian)察(cha)院介紹常(chang)(chang)用〈華夏群(qun)(qun)(qun)眾(zhong)中(zhong)華大(da)家配(pei)(pei)(pei)資(zi)合(he)(he)(he)約法(fa)〉指導意(yi)見(jian)間題的(de)(de)(de)(de)(de)定(ding)(ding)義(yi)(yi)（二(er)(er)(er)）》2、11條(tiao)(tiao)暫(zan)(zan)(zan)行(xing)(xing)(xing)(xing)(xing)(xing)(xing)中(zhong)規(gui)定(ding)(ding)“債(zhai)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)除(chu)主債(zhai)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)囿于(yu)還(huan)須得付(fu)(fu)(fu)收(shou)(shou)(shou)(shou)益(yi)(yi)(yi)率(lv)(lv)和費(fei)，當其賠付(fu)(fu)(fu)嚴重(zhong)不(bu)如(ru)能清(qing)償(chang)(chang)另一(yi)個債(zhai)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)時，另外兩(liang)(liang)者(zhe)也(ye)沒(mei)有(you)施(shi)工(gong)(gong)(gong)單(dan)(dan)位(wei)(wei)的(de)(de)(de)(de)(de)，群(qun)(qun)(qun)眾(zhong)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)們檢(jian)察(cha)院須得決定(ding)(ding)下例先后(hou)抵充(chong)：（一(yi)）推動(dong)(dong)(dong)債(zhai)權(quan)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)的(de)(de)(de)(de)(de)相關聯費(fei)；（二(er)(er)(er)）收(shou)(shou)(shou)(shou)益(yi)(yi)(yi)率(lv)(lv)；（三(san)(san)(san)）主債(zhai)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)。”的(de)(de)(de)(de)(de)暫(zan)(zan)(zan)行(xing)(xing)(xing)(xing)(xing)(xing)(xing)中(zhong)規(gui)定(ding)(ding)，二(er)(er)(er)被(bei)(bei)(bei)(bei)告(gao)彼年(nian)(nian)所(suo)(suo)付(fu)(fu)(fu)2萬(wan)(wan)(wan)的(de)(de)(de)(de)(de)大(da)寫(xie)須得先行(xing)(xing)(xing)(xing)(xing)(xing)(xing)抵減(jian)其違約被(bei)(bei)(bei)(bei)申(shen)(shen)(shen)請(qing)(qing)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)的(de)(de)(de)(de)(de)收(shou)(shou)(shou)(shou)益(yi)(yi)(yi)率(lv)(lv)。往(wang)(wang)(wang)往(wang)(wang)(wang)，二(er)(er)(er)被(bei)(bei)(bei)(bei)告(gao)于(yu)201一(yi)年(nian)(nian)16月(yue)(yue)至(zhi)2020年(nian)(nian)6月(yue)(yue)期間所(suo)(suo)付(fu)(fu)(fu)往(wang)(wang)(wang)來(lai)(lai)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)均(jun)為(wei)(wei)(wei)(wei)向(xiang)(xiang)被(bei)(bei)(bei)(bei)申(shen)(shen)(shen)請(qing)(qing)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)付(fu)(fu)(fu)借(jie)(jie)(jie)(jie)(jie)(jie)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)收(shou)(shou)(shou)(shou)益(yi)(yi)(yi)率(lv)(lv)，201一(yi)年(nian)(nian)二(er)(er)(er)被(bei)(bei)(bei)(bei)告(gao)對(dui)(dui)被(bei)(bei)(bei)(bei)申(shen)(shen)(shen)請(qing)(qing)人(ren)(ren)(ren)(ren)(ren)(ren)(ren)所(suo)(suo)欠借(jie)(jie)(jie)(jie)(jie)(jie)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)三(san)(san)(san)十(shi)(shi)萬(wan)(wan)(wan)的(de)(de)(de)(de)(de)大(da)寫(xie)并沒(mei)有(you)清(qing)償(chang)(chang)。

這(zhe)個案子(zi)引起爭議(yi)著重第(di)二(er)(er)(er)，二(er)(er)(er)被(bei)(bei)(bei)(bei)告(gao)(gao)(gao)于(yu)2018年2月6晚霞具(ju)借(jie)(jie)(jie)(jie)(jie)條(tiao)(tiao)(tiao)的(de)(de)(de)(de)(de)(de)追溯力(li)認為(wei)(wei)。二(er)(er)(er)被(bei)(bei)(bei)(bei)告(gao)(gao)(gao)論文畢業論文答辯稱(cheng)開(kai)具(ju)該(gai)借(jie)(jie)(jie)(jie)(jie)條(tiao)(tiao)(tiao)，現(xian)(xian)場為(wei)(wei)另(ling)(ling)一方取得(de)的(de)(de)(de)(de)(de)(de)借(jie)(jie)(jie)(jie)(jie)款(kuan)(kuan)(kuan)合(he)意，但被(bei)(bei)(bei)(bei)告(gao)(gao)(gao)仍能(neng)現(xian)(xian)場明確借(jie)(jie)(jie)(jie)(jie)借(jie)(jie)(jie)(jie)(jie)出(chu)(chu)款(kuan)(kuan)(kuan)的(de)(de)(de)(de)(de)(de)必要，故出(chu)(chu)現(xian)(xian)借(jie)(jie)(jie)(jie)(jie)條(tiao)(tiao)(tiao)仍能(neng)判(pan)決(jue)(jue)(jue)(jue)書判(pan)決(jue)(jue)(jue)(jue)書生(sheng)效(xiao)(xiao)。但依(yi)照查實客(ke)觀(guan)事實，被(bei)(bei)(bei)(bei)告(gao)(gao)(gao)于(yu)201一年向(xiang)二(er)(er)(er)被(bei)(bei)(bei)(bei)告(gao)(gao)(gao)借(jie)(jie)(jie)(jie)(jie)的(de)(de)(de)(de)(de)(de)借(jie)(jie)(jie)(jie)(jie)款(kuan)(kuan)(kuan)20萬元，二(er)(er)(er)被(bei)(bei)(bei)(bei)告(gao)(gao)(gao)仍能(neng)清償(chang)，且在二(er)(er)(er)被(bei)(bei)(bei)(bei)告(gao)(gao)(gao)開(kai)具(ju)出(chu)(chu)現(xian)(xian)借(jie)(jie)(jie)(jie)(jie)條(tiao)(tiao)(tiao)時(shi)(shi)已(yi)(yi)拖欠工(gong)程款(kuan)(kuan)(kuan)201一年20萬元外(wai)(wai)債近二(er)(er)(er)年的(de)(de)(de)(de)(de)(de)借(jie)(jie)(jie)(jie)(jie)款(kuan)(kuan)(kuan)利息(xi)率，此(ci)為(wei)(wei)無效(xiao)(xiao)合(he)同下被(bei)(bei)(bei)(bei)告(gao)(gao)(gao)第(di)三步與(yu)二(er)(er)(er)被(bei)(bei)(bei)(bei)告(gao)(gao)(gao)取得(de)的(de)(de)(de)(de)(de)(de)新的(de)(de)(de)(de)(de)(de)借(jie)(jie)(jie)(jie)(jie)款(kuan)(kuan)(kuan)合(he)意看不(bu)出(chu)(chu)有(you)(you)背正常情(qing)況。而二(er)(er)(er)被(bei)(bei)(bei)(bei)告(gao)(gao)(gao)在開(kai)具(ju)出(chu)(chu)現(xian)(xian)借(jie)(jie)(jie)(jie)(jie)條(tiao)(tiao)(tiao)后至被(bei)(bei)(bei)(bei)告(gao)(gao)(gao)這(zhe)次(ci)的(de)(de)(de)(de)(de)(de)上訴(su)時(shi)(shi)，據(ju)其所稱(cheng)如(ru)果還(huan)沒有(you)(you)接收(shou)到被(bei)(bei)(bei)(bei)告(gao)(gao)(gao)借(jie)(jie)(jie)(jie)(jie)出(chu)(chu)的(de)(de)(de)(de)(de)(de)借(jie)(jie)(jie)(jie)(jie)款(kuan)(kuan)(kuan)，但又如(ru)果還(huan)沒有(you)(you)向(xiang)被(bei)(bei)(bei)(bei)告(gao)(gao)(gao)認為(wei)(wei)回(hui)收(shou)并(bing)借(jie)(jie)(jie)(jie)(jie)條(tiao)(tiao)(tiao)或認為(wei)(wei)借(jie)(jie)(jie)(jie)(jie)條(tiao)(tiao)(tiao)廢止。因(yin)為(wei)(wei)，對二(er)(er)(er)被(bei)(bei)(bei)(bei)告(gao)(gao)(gao)的(de)(de)(de)(de)(de)(de)本(ben)項論文畢業論文答辯一件，該(gai)院不(bu)采(cai)信。該(gai)借(jie)(jie)(jie)(jie)(jie)條(tiao)(tiao)(tiao)因(yin)為(wei)(wei)被(bei)(bei)(bei)(bei)告(gao)(gao)(gao)所稱(cheng)系(xi)二(er)(er)(er)被(bei)(bei)(bei)(bei)告(gao)(gao)(gao)對201一年20萬元貸(dai)款(kuan)(kuan)(kuan)外(wai)(wai)債的(de)(de)(de)(de)(de)(de)第(di)三步驗(yan)收(shou)，另(ling)(ling)一方貸(dai)款(kuan)(kuan)(kuan)的(de)(de)(de)(de)(de)(de)關系(xi)確立并(bing)判(pan)決(jue)(jue)(jue)(jue)書判(pan)決(jue)(jue)(jue)(jue)書生(sheng)效(xiao)(xiao)，該(gai)院不(bu)予驗(yan)收(shou)。二(er)(er)(er)被(bei)(bei)(bei)(bei)告(gao)(gao)(gao)應按出(chu)(chu)現(xian)(xian)借(jie)(jie)(jie)(jie)(jie)條(tiao)(tiao)(tiao)承(cheng)若卡(ka)的(de)(de)(de)(de)(de)(de)時(shi)(shi)效(xiao)(xiao)明確提(ti)前償(chang)還(huan)必要，現(xian)(xian)二(er)(er)(er)被(bei)(bei)(bei)(bei)告(gao)(gao)(gao)承(cheng)若卡(ka)時(shi)(shi)效(xiao)(xiao)已(yi)(yi)屆滿，二(er)(er)(er)被(bei)(bei)(bei)(bei)告(gao)(gao)(gao)未曾(ceng)明確提(ti)前償(chang)還(huan)必要，二(er)(er)(er)被(bei)(bei)(bei)(bei)告(gao)(gao)(gao)之手段已(yi)(yi)制(zhi)成違約金。故現(xian)(xian)被(bei)(bei)(bei)(bei)告(gao)(gao)(gao)要二(er)(er)(er)被(bei)(bei)(bei)(bei)告(gao)(gao)(gao)退回(hui)借(jie)(jie)(jie)(jie)(jie)款(kuan)(kuan)(kuan)20萬元之訴(su)請，有(you)(you)客(ke)觀(guan)事實及國家法律原(yuan)則，該(gai)院不(bu)予適(shi)用。

原審質疑主(zhu)角之三(san)，并于起(qi)訴(su)方(fang)(fang)(fang)(fang)方(fang)(fang)(fang)(fang)實(shi)行信(xin)(xin)(xin)(xin)(xin)(xin)(xin)用(yong)(yong)(yong)(yong)卡(ka)(ka)(ka)(ka)愈(yu)(yu)(yu)期(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)整(zheng)(zheng)(zheng)(zheng)句(ju)存(cun)(cun)(cun)(cun)(cun)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)過(guo)(guo)(guo)期(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)延(yan)(yan)期(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)出(chu)(chu)(chu)(chu)(chu)現(xian)(xian)(xian)(xian)(xian)(xian)信(xin)(xin)(xin)(xin)(xin)(xin)(xin)用(yong)(yong)(yong)(yong)卡(ka)(ka)(ka)(ka)不(bu)(bu)還(huan)(huan)(huan)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)年(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)年(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)年(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)率(lv)(lv)(lv)150萬(wan)元(yuan)(yuan)之訴(su)請。依照(zhao)《至得道高(gao)僧(seng)民執行局(ju)(ju)并于審理刑事(shi)案件(jian)社會中借(jie)(jie)債刑事(shi)案件(jian)采用(yong)(yong)(yong)(yong)法(fa)(fa)說(shuo)明律(lv)許(xu)多現(xian)(xian)(xian)(xian)(xian)(xian)象的(de)相關規定(ding)》219條(tiao)(tiao)相關規定(ding)：“借(jie)(jie)債買(mai)賣(mai)雙(shuang)方(fang)(fang)(fang)(fang)彼(bi)此(ci)對信(xin)(xin)(xin)(xin)(xin)(xin)(xin)用(yong)(yong)(yong)(yong)卡(ka)(ka)(ka)(ka)愈(yu)(yu)(yu)期(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)整(zheng)(zheng)(zheng)(zheng)句(ju)貸(dai)(dai)(dai)(dai)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)過(guo)(guo)(guo)期(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)延(yan)(yan)期(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)出(chu)(chu)(chu)(chu)(chu)現(xian)(xian)(xian)(xian)(xian)(xian)信(xin)(xin)(xin)(xin)(xin)(xin)(xin)用(yong)(yong)(yong)(yong)卡(ka)(ka)(ka)(ka)不(bu)(bu)還(huan)(huan)(huan)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)年(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)年(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)年(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)率(lv)(lv)(lv)大(da)約(yue)(yue)有定(ding)的(de)從其(qi)條(tiao)(tiao)約(yue)(yue)，但(dan)(dan)以(yi)不(bu)(bu)高(gao)于年(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)貸(dai)(dai)(dai)(dai)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)過(guo)(guo)(guo)期(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)延(yan)(yan)期(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)出(chu)(chu)(chu)(chu)(chu)現(xian)(xian)(xian)(xian)(xian)(xian)信(xin)(xin)(xin)(xin)(xin)(xin)(xin)用(yong)(yong)(yong)(yong)卡(ka)(ka)(ka)(ka)不(bu)(bu)還(huan)(huan)(huan)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)年(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)年(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)年(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)率(lv)(lv)(lv)24%為(wei)(wei)(wei)限。……（二）條(tiao)(tiao)約(yue)(yue)了借(jie)(jie)期(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)前貸(dai)(dai)(dai)(dai)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)過(guo)(guo)(guo)期(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)延(yan)(yan)期(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)出(chu)(chu)(chu)(chu)(chu)現(xian)(xian)(xian)(xian)(xian)(xian)信(xin)(xin)(xin)(xin)(xin)(xin)(xin)用(yong)(yong)(yong)(yong)卡(ka)(ka)(ka)(ka)不(bu)(bu)還(huan)(huan)(huan)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)年(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)年(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)年(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)率(lv)(lv)(lv)但(dan)(dan)未條(tiao)(tiao)約(yue)(yue)信(xin)(xin)(xin)(xin)(xin)(xin)(xin)用(yong)(yong)(yong)(yong)卡(ka)(ka)(ka)(ka)愈(yu)(yu)(yu)期(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)整(zheng)(zheng)(zheng)(zheng)句(ju)貸(dai)(dai)(dai)(dai)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)過(guo)(guo)(guo)期(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)延(yan)(yan)期(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)出(chu)(chu)(chu)(chu)(chu)現(xian)(xian)(xian)(xian)(xian)(xian)信(xin)(xin)(xin)(xin)(xin)(xin)(xin)用(yong)(yong)(yong)(yong)卡(ka)(ka)(ka)(ka)不(bu)(bu)還(huan)(huan)(huan)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)年(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)年(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)年(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)率(lv)(lv)(lv)，轉借(jie)(jie)人實(shi)行借(jie)(jie)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)者自(zi)信(xin)(xin)(xin)(xin)(xin)(xin)(xin)用(yong)(yong)(yong)(yong)卡(ka)(ka)(ka)(ka)愈(yu)(yu)(yu)期(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)整(zheng)(zheng)(zheng)(zheng)句(ju)過(guo)(guo)(guo)期(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)還(huan)(huan)(huan)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)生(sheng)(sheng)效(xiao)日(ri)起(qi)是以(yi)借(jie)(jie)周期(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)限的(de)貸(dai)(dai)(dai)(dai)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)過(guo)(guo)(guo)期(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)延(yan)(yan)期(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)出(chu)(chu)(chu)(chu)(chu)現(xian)(xian)(xian)(xian)(xian)(xian)信(xin)(xin)(xin)(xin)(xin)(xin)(xin)用(yong)(yong)(yong)(yong)卡(ka)(ka)(ka)(ka)不(bu)(bu)還(huan)(huan)(huan)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)年(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)年(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)年(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)率(lv)(lv)(lv)繳納(na)資源被(bei)占的(de)時候存(cun)(cun)(cun)(cun)(cun)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)過(guo)(guo)(guo)期(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)延(yan)(yan)期(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)出(chu)(chu)(chu)(chu)(chu)現(xian)(xian)(xian)(xian)(xian)(xian)信(xin)(xin)(xin)(xin)(xin)(xin)(xin)用(yong)(yong)(yong)(yong)卡(ka)(ka)(ka)(ka)不(bu)(bu)還(huan)(huan)(huan)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)年(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)年(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)年(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)率(lv)(lv)(lv)的(de)，大(da)家執行局(ju)(ju)應(ying)(ying)應(ying)(ying)當(dang)支(zhi)撐”。原審中，二被(bei)告于201六年(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)11月(yue)6看日(ri)出(chu)(chu)(chu)(chu)(chu)具的(de)借(jie)(jie)條(tiao)(tiao)中對信(xin)(xin)(xin)(xin)(xin)(xin)(xin)用(yong)(yong)(yong)(yong)卡(ka)(ka)(ka)(ka)愈(yu)(yu)(yu)期(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)整(zheng)(zheng)(zheng)(zheng)句(ju)存(cun)(cun)(cun)(cun)(cun)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)過(guo)(guo)(guo)期(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)延(yan)(yan)期(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)出(chu)(chu)(chu)(chu)(chu)現(xian)(xian)(xian)(xian)(xian)(xian)信(xin)(xin)(xin)(xin)(xin)(xin)(xin)用(yong)(yong)(yong)(yong)卡(ka)(ka)(ka)(ka)不(bu)(bu)還(huan)(huan)(huan)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)年(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)年(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)年(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)率(lv)(lv)(lv)條(tiao)(tiao)約(yue)(yue)為(wei)(wei)(wei)150萬(wan)元(yuan)(yuan)。但(dan)(dan)截止(zhi)到至公(gong)開審判(pan)生(sheng)(sheng)效(xiao)日(ri)二被(bei)告的(de)信(xin)(xin)(xin)(xin)(xin)(xin)(xin)用(yong)(yong)(yong)(yong)卡(ka)(ka)(ka)(ka)愈(yu)(yu)(yu)期(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)整(zheng)(zheng)(zheng)(zheng)句(ju)的(de)時候來了解，該條(tiao)(tiao)約(yue)(yue)清晰不(bu)(bu)低于了法(fa)(fa)律(lv)解釋條(tiao)(tiao)文養護條(tiao)(tiao)件(jian)，故對起(qi)訴(su)方(fang)(fang)(fang)(fang)方(fang)(fang)(fang)(fang)實(shi)行的(de)信(xin)(xin)(xin)(xin)(xin)(xin)(xin)用(yong)(yong)(yong)(yong)卡(ka)(ka)(ka)(ka)愈(yu)(yu)(yu)期(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)整(zheng)(zheng)(zheng)(zheng)句(ju)存(cun)(cun)(cun)(cun)(cun)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)過(guo)(guo)(guo)期(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)延(yan)(yan)期(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)出(chu)(chu)(chu)(chu)(chu)現(xian)(xian)(xian)(xian)(xian)(xian)信(xin)(xin)(xin)(xin)(xin)(xin)(xin)用(yong)(yong)(yong)(yong)卡(ka)(ka)(ka)(ka)不(bu)(bu)還(huan)(huan)(huan)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)年(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)年(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)年(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)率(lv)(lv)(lv)，本校應(ying)(ying)當(dang)應(ying)(ying)當(dang)的(de)調(diao)整(zheng)(zheng)(zheng)(zheng)。因買(mai)賣(mai)雙(shuang)方(fang)(fang)(fang)(fang)彼(bi)此(ci)口頭上條(tiao)(tiao)約(yue)(yue)的(de)借(jie)(jie)期(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)前存(cun)(cun)(cun)(cun)(cun)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)過(guo)(guo)(guo)期(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)延(yan)(yan)期(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)出(chu)(chu)(chu)(chu)(chu)現(xian)(xian)(xian)(xian)(xian)(xian)信(xin)(xin)(xin)(xin)(xin)(xin)(xin)用(yong)(yong)(yong)(yong)卡(ka)(ka)(ka)(ka)不(bu)(bu)還(huan)(huan)(huan)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)年(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)年(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)年(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)率(lv)(lv)(lv)為(wei)(wei)(wei)月(yue)貸(dai)(dai)(dai)(dai)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)過(guo)(guo)(guo)期(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)延(yan)(yan)期(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)出(chu)(chu)(chu)(chu)(chu)現(xian)(xian)(xian)(xian)(xian)(xian)信(xin)(xin)(xin)(xin)(xin)(xin)(xin)用(yong)(yong)(yong)(yong)卡(ka)(ka)(ka)(ka)不(bu)(bu)還(huan)(huan)(huan)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)年(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)年(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)年(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)率(lv)(lv)(lv)2.5%，該條(tiao)(tiao)約(yue)(yue)高(gao)于年(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)貸(dai)(dai)(dai)(dai)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)過(guo)(guo)(guo)期(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)延(yan)(yan)期(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)出(chu)(chu)(chu)(chu)(chu)現(xian)(xian)(xian)(xian)(xian)(xian)信(xin)(xin)(xin)(xin)(xin)(xin)(xin)用(yong)(yong)(yong)(yong)卡(ka)(ka)(ka)(ka)不(bu)(bu)還(huan)(huan)(huan)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)年(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)年(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)年(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)率(lv)(lv)(lv)24%的(de)規范標準(zhun)化，故信(xin)(xin)(xin)(xin)(xin)(xin)(xin)用(yong)(yong)(yong)(yong)卡(ka)(ka)(ka)(ka)愈(yu)(yu)(yu)期(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)整(zheng)(zheng)(zheng)(zheng)句(ju)貸(dai)(dai)(dai)(dai)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)過(guo)(guo)(guo)期(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)延(yan)(yan)期(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)出(chu)(chu)(chu)(chu)(chu)現(xian)(xian)(xian)(xian)(xian)(xian)信(xin)(xin)(xin)(xin)(xin)(xin)(xin)用(yong)(yong)(yong)(yong)卡(ka)(ka)(ka)(ka)不(bu)(bu)還(huan)(huan)(huan)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)年(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)年(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)年(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)率(lv)(lv)(lv)應(ying)(ying)以(yi)年(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)貸(dai)(dai)(dai)(dai)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)過(guo)(guo)(guo)期(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)延(yan)(yan)期(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)出(chu)(chu)(chu)(chu)(chu)現(xian)(xian)(xian)(xian)(xian)(xian)信(xin)(xin)(xin)(xin)(xin)(xin)(xin)用(yong)(yong)(yong)(yong)卡(ka)(ka)(ka)(ka)不(bu)(bu)還(huan)(huan)(huan)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)年(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)年(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)年(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)率(lv)(lv)(lv)24%為(wei)(wei)(wei)限。二被(bei)告應(ying)(ying)向起(qi)訴(su)方(fang)(fang)(fang)(fang)方(fang)(fang)(fang)(fang)繳納(na)的(de)信(xin)(xin)(xin)(xin)(xin)(xin)(xin)用(yong)(yong)(yong)(yong)卡(ka)(ka)(ka)(ka)愈(yu)(yu)(yu)期(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)整(zheng)(zheng)(zheng)(zheng)句(ju)存(cun)(cun)(cun)(cun)(cun)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)過(guo)(guo)(guo)期(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)延(yan)(yan)期(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)出(chu)(chu)(chu)(chu)(chu)現(xian)(xian)(xian)(xian)(xian)(xian)信(xin)(xin)(xin)(xin)(xin)(xin)(xin)用(yong)(yong)(yong)(yong)卡(ka)(ka)(ka)(ka)不(bu)(bu)還(huan)(huan)(huan)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)年(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)年(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)年(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)率(lv)(lv)(lv)為(wei)(wei)(wei)：以(yi)借(jie)(jie)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)資金10萬(wan)元(yuan)(yuan)為(wei)(wei)(wei)工資基數，按年(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)貸(dai)(dai)(dai)(dai)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)過(guo)(guo)(guo)期(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)延(yan)(yan)期(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)出(chu)(chu)(chu)(chu)(chu)現(xian)(xian)(xian)(xian)(xian)(xian)信(xin)(xin)(xin)(xin)(xin)(xin)(xin)用(yong)(yong)(yong)(yong)卡(ka)(ka)(ka)(ka)不(bu)(bu)還(huan)(huan)(huan)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)年(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)年(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)年(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)率(lv)(lv)(lv)24%的(de)規范標準(zhun)化，從201八年(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)9月(yue)1日(ri)起(qi)測(ce)算(suan)至借(jie)(jie)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)資金清償生(sheng)(sheng)效(xiao)日(ri)止(zhi)，綜上所(suo)述(shu)信(xin)(xin)(xin)(xin)(xin)(xin)(xin)用(yong)(yong)(yong)(yong)卡(ka)(ka)(ka)(ka)愈(yu)(yu)(yu)期(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)整(zheng)(zheng)(zheng)(zheng)句(ju)存(cun)(cun)(cun)(cun)(cun)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)過(guo)(guo)(guo)期(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)延(yan)(yan)期(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)(qi)出(chu)(chu)(chu)(chu)(chu)現(xian)(xian)(xian)(xian)(xian)(xian)信(xin)(xin)(xin)(xin)(xin)(xin)(xin)用(yong)(yong)(yong)(yong)卡(ka)(ka)(ka)(ka)不(bu)(bu)還(huan)(huan)(huan)款(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)(kuan)年(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)年(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)年(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)(nian)率(lv)(lv)(lv)以(yi)不(bu)(bu)高(gao)于150萬(wan)元(yuan)(yuan)為(wei)(wei)(wei)限。

因(yin)此，依照《中華(hua)老百姓共合(he)(he)國(guo)(guo)民法(fa)通則》九(jiu)八(ba)條(tiao)(tiao)(tiao)、《極(ji)高老百姓檢查院(yuan)針對(dui)審判(pan)我國(guo)(guo)古代民間(jian)借款案子使用發(fa)律多個困難(nan)的約定》最后第10九(jiu)條(tiao)(tiao)(tiao)、《中華(hua)老百姓共合(he)(he)國(guo)(guo)簽訂裝修(xiu)合(he)(he)同(tong)法(fa)》第八(ba)條(tiao)(tiao)(tiao)、3.十五條(tiao)(tiao)(tiao)、第一次百八(ba)十五七條(tiao)(tiao)(tiao)、《極(ji)高老百姓檢查院(yuan)針對(dui)使用〈中華(hua)老百姓共合(he)(he)國(guo)(guo)簽訂裝修(xiu)合(he)(he)同(tong)法(fa)〉多個困難(nan)的釋疑（二）》最后十一國(guo)(guo)慶條(tiao)(tiao)(tiao)之(zhi)約定法(fa)院(yuan)判(pan)決書(shu)如下圖所示：

一、被(bei)告張XX、李XX于本法院判決開(kai)始生效后三(san)天不(bu)愛說(shuo)話原告人趙XX送還借款(kuan)40萬元(yuan)并收款(kuan)過(guo)期利(li)(li)息(xi)率(lv)率(lv)（以借款(kuan)資(zi)金40萬元(yuan)為(wei)工資(zi)基(ji)數，按(an)年年化利(li)(li)率(lv)24%的(de)原則，從2017年2月1日起來(lai)計算至借款(kuan)資(zi)金清償哪日止，以上的(de)過(guo)期利(li)(li)息(xi)率(lv)率(lv)以不(bu)大于16萬元(yuan)為(wei)限(xian)）；

二、撒訴被申(shen)請人(ren)趙XX的其它的訴訟程(cheng)序懇請。

假如(ru)未按本裁定更改的這(zhe)段(duan)時間實行(xing)償付物(wu)力(li)任務，須得采用(yong)《中國(guo)國(guo)老(lao)百姓(xing)中華共和(he)國(guo)民事案(an)件反訴法(fa)》其次(ci)百七十(shi)幾(ji)條之法(fa)律(lv)規定，倍(bei)加支(zhi)出遲(chi)延實行(xing)這(zhe)段(duan)時間的外債逾(yu)期利息。

案件(jian)審(shen)理(li)審(shen)理(li)費(fei)4025元(yuan)，保(bao)護費(fei)2020，由起(qi)訴(su)方(fang)人(ren)(ren)人(ren)(ren)趙(zhao)XX履行1127元(yuan)，由被告張XX、李XX履行4918（該起(qi)訴(su)方(fang)人(ren)(ren)人(ren)(ren)已(yi)預交，二被告在網(wang)銀收款(kuan)據此應付款(kuan)時一(yi)同網(wang)銀收款(kuan)給(gei)起(qi)訴(su)方(fang)人(ren)(ren)人(ren)(ren)）。

如不認本裁定，可在裁定書提(ti)示(shi)付款生(sheng)效日(ri)起(qi)15日(ri)內，向東大整形交上(shang)去(qu)起(qi)訴書狀(zhuang)，并按TA第三(san)人的編制數給出主(zhu)線任務，起(qi)訴書于(yu)貴州(zhou)省在本次數博會期間省遵義市(shi)中級職稱中國人民(min)法庭。

裁決員　　胡楊

二〇一八年(nian)之久10月八日

黨委書記員　　鄧XX

來是因為我國裁判組公文網