最大各族人(ren)民法官監督的例子52號(hao)：云南豐海調味(wei)品(pin)工(gong)業(ye)企業(ye)有(you)限(xian)品(pin)牌英文責(ze)任平臺訴中國內地國民夫妻共(gong)同財產穩(wen)妥品(pin)牌股票 有(you)限(xian)品(pin)牌英文責(ze)任平臺云南省分(fen)平臺海洋上物貨車輛(liang)運輸穩(wen)妥承(cheng)包合(he)同合(he)同糾紛案(an)。

要點詞

????訴訟 船(chuan)舶 陸上貨物大件運(yun)輸(shu)大件運(yun)輸(shu)商業保險紙(zhi)質合同 所有險 外部來源主要原因

????裁判組要領

????海洋貸物(wu)輸(shu)送商(shang)(shang)業(ye)穩(wen)定(ding)金(jin)公(gong)(gong)司服(fu)(fu)務(wu)(wu)合(he)同(tong)書協議中的(de)(de)“每件事(shi)險”，除包擴人保(bao)壽(shou)險險和水跡險的(de)(de)關(guan)于承擔起(qi)外，還包擴被(bei)商(shang)(shang)業(ye)穩(wen)定(ding)金(jin)公(gong)(gong)司服(fu)(fu)務(wu)(wu)貸物(wu)在(zai)輸(shu)送路上因為外部來(lai)(lai)(lai)源主要(yao)理(li)(li)由有(you)的(de)(de)的(de)(de)任(ren)何或這部分影(ying)響。在(zai)被(bei)商(shang)(shang)業(ye)穩(wen)定(ding)金(jin)公(gong)(gong)司服(fu)(fu)務(wu)(wu)人不來(lai)(lai)(lai)源于惡意(yi)也(ye)許疏(shu)忽大意(yi)的(de)(de)時(shi)候下，因為關(guan)于商(shang)(shang)業(ye)穩(wen)定(ding)金(jin)公(gong)(gong)司服(fu)(fu)務(wu)(wu)合(he)同(tong)書協議中不在(zai)其(qi)內承擔起(qi)條約所述明違法行為之上的(de)(de)同(tong)一主要(yao)理(li)(li)由，有(you)被(bei)商(shang)(shang)業(ye)穩(wen)定(ding)金(jin)公(gong)(gong)司服(fu)(fu)務(wu)(wu)貸物(wu)影(ying)響的(de)(de)，能(neng)查證專屬于致使被(bei)商(shang)(shang)業(ye)穩(wen)定(ding)金(jin)公(gong)(gong)司服(fu)(fu)務(wu)(wu)貸物(wu)影(ying)響的(de)(de)“外部來(lai)(lai)(lai)源主要(yao)理(li)(li)由”，商(shang)(shang)業(ye)穩(wen)定(ding)金(jin)公(gong)(gong)司服(fu)(fu)務(wu)(wu)人予以承擔起(qi)輸(shu)送路上由該外部來(lai)(lai)(lai)源主要(yao)理(li)(li)由有(you)的(de)(de)的(de)(de)每件事(shi)影(ying)響。

????有關系法條

????《九州(zhou)公民中華人民保險服務法》再次八條

????大體案件詳情

????1995年14月28日，黑(hei)龍(long)江省(sheng)(sheng)島(dao)豐(feng)海(hai)(hai)油(you)糧實業(ye)(ye)(ye)(ye)(ye)有(you)限總(zong)部(bu)集(ji)團(tuan)廠家(jia)(jia)英(ying)(ying)文(wen)的(de)制平(ping)(ping)臺(tai)(tai)(tai)（接下(xia)來(lai)簡(jian)寫(xie)豐(feng)海(hai)(hai)平(ping)(ping)臺(tai)(tai)(tai)）在(zai)我(wo)們市民夫妻共同(tong)財產商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)人(ren)(ren)(ren)身(shen)(shen)險(xian)(xian)(xian)股分有(you)限總(zong)部(bu)集(ji)團(tuan)廠家(jia)(jia)英(ying)(ying)文(wen)的(de)制平(ping)(ping)臺(tai)(tai)(tai)黑(hei)龍(long)江省(sheng)(sheng)島(dao)省(sheng)(sheng)分平(ping)(ping)臺(tai)(tai)(tai)（接下(xia)來(lai)簡(jian)寫(xie)黑(hei)龍(long)江省(sheng)(sheng)島(dao)人(ren)(ren)(ren)保(bao)(bao)）商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)人(ren)(ren)(ren)身(shen)(shen)險(xian)(xian)(xian)買(mai)商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)人(ren)(ren)(ren)身(shen)(shen)險(xian)(xian)(xian)了由(you)俄羅斯尼(ni)(ni)西(xi)亞(ya)籍“哈卡(ka)”輪（HAGAAG）所載運(yun)(yun)的(de)自俄羅斯尼(ni)(ni)西(xi)亞(ya)杜邁港(gang)(gang)至我(wo)們洋浦港(gang)(gang)的(de)4999.85噸桶裝棕櫚油(you)，投商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)人(ren)(ren)(ren)身(shen)(shen)險(xian)(xian)(xian)別(bie)為(wei)(wei)不顧一切都是(shi)險(xian)(xian)(xian)，貨價為(wei)(wei)3574892.75英(ying)(ying)鎊(bang)(bang)，商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)人(ren)(ren)(ren)身(shen)(shen)險(xian)(xian)(xian)收費為(wei)(wei)3951258英(ying)(ying)鎊(bang)(bang)，商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)人(ren)(ren)(ren)身(shen)(shen)險(xian)(xian)(xian)費為(wei)(wei)18966英(ying)(ying)鎊(bang)(bang)。商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)人(ren)(ren)(ren)身(shen)(shen)險(xian)(xian)(xian)買(mai)商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)人(ren)(ren)(ren)身(shen)(shen)險(xian)(xian)(xian)后，豐(feng)海(hai)(hai)平(ping)(ping)臺(tai)(tai)(tai)依約向(xiang)黑(hei)龍(long)江省(sheng)(sheng)島(dao)人(ren)(ren)(ren)保(bao)(bao)繳付了商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)人(ren)(ren)(ren)身(shen)(shen)險(xian)(xian)(xian)費，黑(hei)龍(long)江省(sheng)(sheng)島(dao)人(ren)(ren)(ren)保(bao)(bao)向(xiang)豐(feng)海(hai)(hai)平(ping)(ping)臺(tai)(tai)(tai)發布了起運(yun)(yun)通(tong)報，出具了海(hai)(hai)底物(wu)(wu)料(liao)搬(ban)家(jia)(jia)業(ye)(ye)(ye)(ye)(ye)物(wu)(wu)流(liu)商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)人(ren)(ren)(ren)身(shen)(shen)險(xian)(xian)(xian)單(dan)，并(bing)將(jiang)(jiang)海(hai)(hai)底物(wu)(wu)料(liao)搬(ban)家(jia)(jia)業(ye)(ye)(ye)(ye)(ye)物(wu)(wu)流(liu)商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)人(ren)(ren)(ren)身(shen)(shen)險(xian)(xian)(xian)承(cheng)(cheng)包合同(tong)法(fa)(fa)附于(yu)人(ren)(ren)(ren)身(shen)(shen)險(xian)(xian)(xian)單(dan)后來(lai)。會(hui)可(ke)根(gen)據商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)人(ren)(ren)(ren)身(shen)(shen)險(xian)(xian)(xian)承(cheng)(cheng)包合同(tong)法(fa)(fa)相(xiang)關的(de)規定(ding)，不顧一切都是(shi)險(xian)(xian)(xian)的(de)承(cheng)(cheng)包條(tiao)件除還有(you)人(ren)(ren)(ren)保(bao)(bao)壽險(xian)(xian)(xian)險(xian)(xian)(xian)和水(shui)痕險(xian)(xian)(xian)的(de)某項法(fa)(fa)律權責(ze)(ze)外(wai)(wai)，黑(hei)龍(long)江省(sheng)(sheng)島(dao)人(ren)(ren)(ren)保(bao)(bao)還“擔負被商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)人(ren)(ren)(ren)身(shen)(shen)險(xian)(xian)(xian)物(wu)(wu)料(liao)在(zai)搬(ban)家(jia)(jia)業(ye)(ye)(ye)(ye)(ye)物(wu)(wu)流(liu)半(ban)路上隨著外(wai)(wai)界緣由(you)造(zao)成的(de)的(de)完全或部(bu)件損失率”。該承(cheng)(cheng)包合同(tong)法(fa)(fa)還相(xiang)關的(de)規定(ding)了5項例(li)外(wai)(wai)法(fa)(fa)律權責(ze)(ze)。出現商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)人(ren)(ren)(ren)身(shen)(shen)險(xian)(xian)(xian)買(mai)商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)人(ren)(ren)(ren)身(shen)(shen)險(xian)(xian)(xian)物(wu)(wu)料(liao)是(shi)由(you)豐(feng)海(hai)(hai)平(ping)(ping)臺(tai)(tai)(tai)以CNF收費向(xiang)新增坡豐(feng)益無證有(you)限總(zong)部(bu)集(ji)團(tuan)廠家(jia)(jia)英(ying)(ying)文(wen)的(de)制平(ping)(ping)臺(tai)(tai)(tai)（接下(xia)來(lai)簡(jian)寫(xie)豐(feng)益平(ping)(ping)臺(tai)(tai)(tai)）選(xuan)用的(de)。會(hui)可(ke)根(gen)據售賣承(cheng)(cheng)包合同(tong)合同(tong)保(bao)(bao)證合同(tong)，竣工(gong)人(ren)(ren)(ren)豐(feng)益平(ping)(ping)臺(tai)(tai)(tai)與(yu)船東選(xuan)擇梁展覽選(xuan)擇有(you)限總(zong)部(bu)集(ji)團(tuan)廠家(jia)(jia)英(ying)(ying)文(wen)的(de)制平(ping)(ping)臺(tai)(tai)(tai)（接下(xia)來(lai)簡(jian)寫(xie)梁展覽）簽(qian)署合同(tong)一次租(zu)約。該租(zu)約合同(tong)保(bao)(bao)證合同(tong)由(you)“哈卡(ka)”輪將(jiang)(jiang)豐(feng)海(hai)(hai)平(ping)(ping)臺(tai)(tai)(tai)商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)人(ren)(ren)(ren)身(shen)(shen)險(xian)(xian)(xian)買(mai)商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)人(ren)(ren)(ren)身(shen)(shen)險(xian)(xian)(xian)的(de)物(wu)(wu)料(liao)5000噸棕櫚油(you)運(yun)(yun)至我(wo)們洋浦港(gang)(gang)，將(jiang)(jiang)另1000噸棕櫚油(you)運(yun)(yun)到(dao)廈門。

????1995年(nian)(nian)1一月(yue)(yue)(yue)29日(ri)(ri)，“哈卡(ka)”輪的(de)期租船人、該(gai)批(pi)貸物(wu)的(de)事(shi)實承運人印尼(ni)是尼(ni)西(xi)(xi)亞(ya)PT. SAMUDERA INDRA集(ji)(ji)團(tuan)(tuan)集(ji)(ji)團(tuan)(tuan)（下(xia)列也叫(jiao)PSI集(ji)(ji)團(tuan)(tuan)集(ji)(ji)團(tuan)(tuan)）發證了(le)(le)序(xu)號為(wei)DM/YPU/1490/95的(de)已(yi)裝(zhuang)(zhuang)船提單(dan)(dan)(dan)。該(gai)提單(dan)(dan)(dan)載明油(you)船為(wei)“哈卡(ka)”輪，裝(zhuang)(zhuang)貨港(gang)為(wei)印尼(ni)是尼(ni)西(xi)(xi)亞(ya)杜邁(mai)港(gang)，裝(zhuang)(zhuang)卸物(wu)品港(gang)為(wei)國(guo)內(nei) 洋浦港(gang)，貸物(wu)嘜頭為(wei)BATCH NO.80211/95，裝(zhuang)(zhuang)貨數為(wei)4999.85噸，保(bao)養(yang)、快(kuai)遞(di)郵(you)費(fei)已(yi)付。據(ju)查，發件人豐益集(ji)(ji)團(tuan)(tuan)集(ji)(ji)團(tuan)(tuan)將快(kuai)遞(di)郵(you)費(fei)微(wei)信信用(yong)卡(ka)支付給(gei)梁全國(guo)上，梁全國(guo)上已(yi)經把(ba)快(kuai)遞(di)郵(you)費(fei)微(wei)信信用(yong)卡(ka)支付給(gei)PSI集(ji)(ji)團(tuan)(tuan)集(ji)(ji)團(tuan)(tuan)。1995年(nian)(nian)13月(yue)(yue)(yue)14日(ri)(ri)，豐海集(ji)(ji)團(tuan)(tuan)集(ji)(ji)團(tuan)(tuan)向其(qi)開(kai)證銀行卡(ka)買單(dan)(dan)(dan)贖(shu)單(dan)(dan)(dan)，達到(dao)了(le)(le)上面(mian)的(de)保(bao)險投保(bao)貸物(wu)的(de)一整套(tao)（3份(fen)）原本提單(dan)(dan)(dan)。1995年(nian)(nian)1一月(yue)(yue)(yue)23日(ri)(ri)至29日(ri)(ri)，“哈卡(ka)”輪在杜邁(mai)港(gang)運載31623桶、重量5999.82噸八洲牌棕櫚油(you)揚帆后，隨著“哈卡(ka)”客輪東印尼(ni)是尼(ni)西(xi)(xi)亞(ya)PT. PERUSAHAAN PELAYARAN BAHTERA BINTANG SELATAN集(ji)(ji)團(tuan)(tuan)集(ji)(ji)團(tuan)(tuan)（下(xia)列也叫(jiao)BBS集(ji)(ji)團(tuan)(tuan)集(ji)(ji)團(tuan)(tuan)）與該(gai)輪的(de)期租船人PSI集(ji)(ji)團(tuan)(tuan)集(ji)(ji)團(tuan)(tuan)相互(hu)因油(you)船租金回(hui)報發現合同糾(jiu)紛(fen)，“哈卡(ka)”輪執行程序(xu)了(le)(le)提單(dan)(dan)(dan)協商(shang)的(de)航程并(bing)針對禁用(yong)了(le)(le)該(gai)輪的(de)動態化時候。

????為以(yi)(yi)免 購買保(bao)(bao)險物料的重大損失，豐(feng)益(yi)品牌(pai)(pai)(pai)、豐(feng)海(hai)品牌(pai)(pai)(pai)、廣西(xi)(xi)(xi)省(sheng)(sheng)省(sheng)(sheng)島人(ren)(ren)保(bao)(bao)反(fan)復(fu)派代(dai)理列席“哈(ha)(ha)(ha)卡(ka)(ka)”油(you)輪(lun)(lun)東(dong)與期租船(chuan)(chuan)人(ren)(ren)左右(you)(you)的磋商，但仍然(ran)船(chuan)(chuan)東(dong)以(yi)(yi)未(wei)接收年(nian)租金(jin)為由不愿放手(shou)透漏“哈(ha)(ha)(ha)卡(ka)(ka)”輪(lun)(lun)行(xing)蹤，雙(shuang)方商談無果。而(er)后(hou)，豐(feng)益(yi)品牌(pai)(pai)(pai)、豐(feng)海(hai)品牌(pai)(pai)(pai)可以(yi)(yi)憑借許多(duo)種(zhong)平臺協(xie)商并(bing)雙(shuang)方快速(su)查詢“哈(ha)(ha)(ha)卡(ka)(ka)”輪(lun)(lun)行(xing)蹤，廣西(xi)(xi)(xi)省(sheng)(sheng)省(sheng)(sheng)島人(ren)(ren)保(bao)(bao)亦可以(yi)(yi)憑借其(qi)駐(zhu)外單位同意快速(su)查詢“哈(ha)(ha)(ha)卡(ka)(ka)”輪(lun)(lun)。直(zhi)接左右(you)(you)一九(jiu)(jiu)九(jiu)(jiu)六年(nian)4月，“哈(ha)(ha)(ha)卡(ka)(ka)”輪(lun)(lun)非法(fa)經(jing)營(ying)至(zhi)在(zai)(zai)我(wo)國(guo)(guo)汕尾被(bei)我(wo)海(hai)警抓獲(huo)。依據深圳市公(gong)民檢察(cha)政(zheng)府(fu)部(bu)門(men)政(zheng)府(fu)部(bu)門(men)院穗檢刑(xing)免字（1996）63號《免予(yu)要求(qiu)(qiu)(qiu)訴(su)訟關鍵書(shu)》的鑒(jian)定，一九(jiu)(jiu)九(jiu)(jiu)六年(nian)11月至(zhi)11月，“哈(ha)(ha)(ha)卡(ka)(ka)”油(you)輪(lun)(lun)長埃里斯·倫(lun)巴克依據BBS品牌(pai)(pai)(pai)消息，指揮者水手(shou)將這當中11325桶、2100多(duo)噸棕(zong)櫚油(you)引(yin)用帥哥到屬相同一船(chuan)(chuan)品牌(pai)(pai)(pai)的“依瓦那”和“薩拉哈(ha)(ha)(ha)”貨(huo)船(chuan)(chuan)下運走(zou)銷售(shou)，又讓水手(shou)將船(chuan)(chuan)名(ming)“哈(ha)(ha)(ha)卡(ka)(ka)”輪(lun)(lun)涂換(huan)成“伊(yi)(yi)莉莎2”號（ELIZA Ⅱ）。一九(jiu)(jiu)九(jiu)(jiu)六年(nian)4月，更換(huan)成“伊(yi)(yi)莉莎2”號的貨(huo)船(chuan)(chuan)載多(duo)余物料20298桶棕(zong)櫚油(you)非法(fa)經(jing)營(ying)至(zhi)在(zai)(zai)我(wo)國(guo)(guo)汕尾，四月十六日被(bei)我(wo)海(hai)警抓獲(huo)。上(shang)述內容20298桶棕(zong)櫚油(you)已被(bei)東(dong)莞省(sheng)(sheng)檢察(cha)政(zheng)府(fu)部(bu)門(men)政(zheng)府(fu)部(bu)門(men)政(zheng)府(fu)部(bu)門(men)是 非法(fa)經(jing)營(ying)物料沒上(shang)交國(guo)(guo)家國(guo)(guo)庫。一九(jiu)(jiu)九(jiu)(jiu)六年(nian)6月6日豐(feng)海(hai)品牌(pai)(pai)(pai)向廣西(xi)(xi)(xi)省(sheng)(sheng)省(sheng)(sheng)島人(ren)(ren)保(bao)(bao)出具要求(qiu)(qiu)(qiu)賠償數據書(shu)，3月14日豐(feng)海(hai)品牌(pai)(pai)(pai)下次向廣西(xi)(xi)(xi)省(sheng)(sheng)省(sheng)(sheng)島人(ren)(ren)保(bao)(bao)要求(qiu)(qiu)(qiu)口頭(tou)要求(qiu)(qiu)(qiu)賠償請(qing)求(qiu)(qiu)(qiu)，廣西(xi)(xi)(xi)省(sheng)(sheng)省(sheng)(sheng)島人(ren)(ren)保(bao)(bao)確切說(shuo)拒賠。豐(feng)海(hai)品牌(pai)(pai)(pai)遂訴(su)至(zhi)佛山(shan)市海(hai)事局(ju)檢查院。

????豐海有(you)限(xian)(xian)責(ze)(ze)任(ren)總(zong)(zong)部(bu)英文(wen)總(zong)(zong)部(bu)是廣(guang)(guang)東豐源貨(huo)易壯大有(you)限(xian)(xian)責(ze)(ze)任(ren)總(zong)(zong)部(bu)英文(wen)有(you)限(xian)(xian)責(ze)(ze)任(ren)總(zong)(zong)部(bu)英文(wen)總(zong)(zong)部(bu)和剛加坡海源知名(ming)有(you)限(xian)(xian)責(ze)(ze)任(ren)總(zong)(zong)部(bu)英文(wen)有(you)限(xian)(xian)責(ze)(ze)任(ren)總(zong)(zong)部(bu)英文(wen)總(zong)(zong)部(bu)于1995年(nian)(nian)1年(nian)(nian)初(chu)14日(ri)(ri)舉辦的中國與日(ri)(ri)本(ben)(ben)合(he)資(zi)品牌經營者的企業。該有(you)限(xian)(xian)責(ze)(ze)任(ren)總(zong)(zong)部(bu)英文(wen)總(zong)(zong)部(bu)建成(cheng)后，就(jiu)與廣(guang)(guang)東人(ren)(ren)保形成(cheng)了(le)(le)金融(rong)服(fu)務關心(xin)。1995年(nian)(nian)7月1日(ri)(ri)至(zhi)當年(nian)(nian)1年(nian)(nian)初(chu)28日(ri)(ri)（本(ben)(ben)院認為人(ren)(ren)身(shen)(shen)險(xian)單發證前）就(jiu)進行了(le)(le)4筆進口商棕櫚油人(ren)(ren)身(shen)(shen)險(xian)金融(rong)服(fu)務，這當中3筆承保的險(xian)別(bie)為任(ren)何(he)險(xian)，另1筆為“任(ren)何(he)險(xian)增添中國戰爭(zheng)險(xian)”。該4筆人(ren)(ren)身(shen)(shen)險(xian)均進行保險(xian)賠(pei)償，這當中有(you)根據任(ren)何(he)險(xian)的范圍內(nei)的運輸(shu)短少、破漏進行的理陪。

????評委最終結果

????三亞(ya)海(hai)(hai)洋(yang)(yang)局(ju)(ju)處人(ren)(ren)(ren)艮(gen)檢察(cha)(cha)院于1991年15月(yue)25日(ri)據此（1996）海(hai)(hai)商初(chu)字(zi)第0910號(hao)(hao)案(an)(an)件(jian)訴(su)(su)訟(song)(song)(song)(song)案(an)(an)件(jian)訴(su)(su)訟(song)(song)(song)(song)裁(cai)(cai)(cai)定(ding)(ding)(ding)書(shu)(shu)(shu)：一、云(yun)南(nan)(nan)人(ren)(ren)(ren)保應陪嘗豐海(hai)(hai)新(xin)司(si)商業險價值觀損毀3593858.75美金；二、中(zhong)止審理(li)復審豐海(hai)(hai)新(xin)司(si)的其它的上(shang)訴(su)(su)書(shu)(shu)(shu)明(ming)(ming)確提出(chu)者(zhe)。最終訴(su)(su)訟(song)(song)(song)(song)裁(cai)(cai)(cai)定(ding)(ding)(ding)書(shu)(shu)(shu)后，云(yun)南(nan)(nan)人(ren)(ren)(ren)保提出(chu)者(zhe)上(shang)訴(su)(su)書(shu)(shu)(shu)。云(yun)南(nan)(nan)省初(chu)級人(ren)(ren)(ren)艮(gen)人(ren)(ren)(ren)艮(gen)檢察(cha)(cha)院于1991年5月(yue)27日(ri)據此（1997）瓊(qiong)經終字(zi)第410號(hao)(hao)案(an)(an)件(jian)訴(su)(su)訟(song)(song)(song)(song)案(an)(an)件(jian)訴(su)(su)訟(song)(song)(song)(song)裁(cai)(cai)(cai)定(ding)(ding)(ding)書(shu)(shu)(shu)：辦理(li)取消(xiao)(xiao)一審訴(su)(su)訟(song)(song)(song)(song)裁(cai)(cai)(cai)定(ding)(ding)(ding)書(shu)(shu)(shu)，中(zhong)止審理(li)復審豐海(hai)(hai)新(xin)司(si)的上(shang)訴(su)(su)書(shu)(shu)(shu)明(ming)(ming)確提出(chu)者(zhe)。豐海(hai)(hai)新(xin)司(si)向極神人(ren)(ren)(ren)艮(gen)人(ren)(ren)(ren)艮(gen)檢察(cha)(cha)院辦理(li)再審。極神人(ren)(ren)(ren)艮(gen)人(ren)(ren)(ren)艮(gen)檢察(cha)(cha)院于200一年9月(yue)11日(ri)以（2003）民(min)四監字(zi)第25號(hao)(hao)案(an)(an)件(jian)訴(su)(su)訟(song)(song)(song)(song)案(an)(an)件(jian)訴(su)(su)訟(song)(song)(song)(song)裁(cai)(cai)(cai)定(ding)(ding)(ding)書(shu)(shu)(shu)，取決對本院認為(wei)去提審，并于2001年七(qi)月(yue)13日(ri)據此（2003）民(min)四提字(zi)第5號(hao)(hao)案(an)(an)件(jian)訴(su)(su)訟(song)(song)(song)(song)案(an)(an)件(jian)訴(su)(su)訟(song)(song)(song)(song)裁(cai)(cai)(cai)定(ding)(ding)(ding)書(shu)(shu)(shu)：一、辦理(li)取消(xiao)(xiao)云(yun)南(nan)(nan)省初(chu)級人(ren)(ren)(ren)艮(gen)人(ren)(ren)(ren)艮(gen)檢察(cha)(cha)院（1997）瓊(qiong)經終字(zi)第410號(hao)(hao)案(an)(an)件(jian)訴(su)(su)訟(song)(song)(song)(song)案(an)(an)件(jian)訴(su)(su)訟(song)(song)(song)(song)裁(cai)(cai)(cai)定(ding)(ding)(ding)書(shu)(shu)(shu)；二、提升(sheng)三亞(ya)海(hai)(hai)洋(yang)(yang)局(ju)(ju)處人(ren)(ren)(ren)艮(gen)檢察(cha)(cha)院（1996）海(hai)(hai)商初(chu)字(zi)第0910號(hao)(hao)案(an)(an)件(jian)訴(su)(su)訟(song)(song)(song)(song)案(an)(an)件(jian)訴(su)(su)訟(song)(song)(song)(song)裁(cai)(cai)(cai)定(ding)(ding)(ding)書(shu)(shu)(shu)。

????裁判組原由

????很得道高僧民(min)大家法院(yuan)(yuan)看做：本院(yuan)(yuan)認為為國(guo).際近海快件(jian)(jian)貨運人(ren)身險借(jie)款合(he)同(tong)爭議(yi)，被人(ren)身險人(ren)、人(ren)身險快件(jian)(jian)的基本原則港等(deng)均在(zai)中畢民(min)眾(zhong)炎(yan)黃(huang)公民(min)境內(nei)，原審(shen)以中畢民(min)眾(zhong)炎(yan)黃(huang)公民(min)國(guo)家法律做應(ying)對(dui)本院(yuan)(yuan)認為爭議(yi)的準據(ju)法科學合(he)理，甲乙雙方兩個當事人(ren)亦異于議(yi)。

????豐(feng)海集(ji)(ji)團(tuan)(tuan)與(yu)海南島人(ren)(ren)(ren)保(bao)(bao)區間內(nei)簽署的(de)(de)(de)保(bao)(bao)障合(he)同書真實流量有效地，當事人(ren)(ren)(ren)的(de)(de)(de)選舉權責任(ren)(ren)心應(ying)受保(bao)(bao)障單及(ji)另附(fu)保(bao)(bao)障不可(ke)抗力(li)條(tiao)(tiao)約的(de)(de)(de)干(gan)涉。該案(an)保(bao)(bao)障商標就已(yi)出現(xian)具體情況(kuang)全損，就此發貨，人(ren)(ren)(ren)豐(feng)益集(ji)(ji)團(tuan)(tuan)沒得個錯誤，亦無(wu)證人(ren)(ren)(ren)證明書被保(bao)(bao)障人(ren)(ren)(ren)豐(feng)海集(ji)(ji)團(tuan)(tuan)長期存在(zai)刻意或(huo)疏(shu)忽。保(bao)(bao)障商標丟失是考慮到“哈卡”客輪東BBS集(ji)(ji)團(tuan)(tuan)與(yu)期租船(chuan)人(ren)(ren)(ren)區間內(nei)的(de)(de)(de)年租金產生糾紛(fen)，將(jiang)船(chuan)載快(kuai)件運走銷售額和(he)非法(fa)經營表現(xian)會導致(zhi)的(de)(de)(de)。該案(an)熱議的(de)(de)(de)話(hua)題(ti)取決如此認為(wei)受賄保(bao)(bao)障不可(ke)抗力(li)條(tiao)(tiao)約中每件事險的(de)(de)(de)責任(ren)(ren)心范圍之內(nei)。

????二審(shen)案件(jian)審(shen)理中(zhong)，福建省初中(zhong)級大家(jia)法(fa)庭(ting)覺(jue)得，會(hui)按照商業(ye)(ye)(ye)險(xian)(xian)(xian)(xian)(xian)(xian)單需附的(de)(de)(de)商業(ye)(ye)(ye)險(xian)(xian)(xian)(xian)(xian)(xian)不(bu)可(ke)抗力(li)條例和商業(ye)(ye)(ye)險(xian)(xian)(xian)(xian)(xian)(xian)服務行業(ye)(ye)(ye)民(min)法(fa)規避(bi)，所(suo)(suo)有(you)(you)(you)任(ren)何險(xian)(xian)(xian)(xian)(xian)(xian)的(de)(de)(de)負(fu)責(ze)比率(lv)其(qi)中(zhong)包括平平安(an)安(an)險(xian)(xian)(xian)(xian)(xian)(xian)、水垢險(xian)(xian)(xian)(xian)(xian)(xian)和傳統擴展險(xian)(xian)(xian)(xian)(xian)(xian)（即扒竊提貨單不(bu)著(zhu)險(xian)(xian)(xian)(xian)(xian)(xian)、惠陽淡水雨淋(lin)險(xian)(xian)(xian)(xian)(xian)(xian)、短(duan)量險(xian)(xian)(xian)(xian)(xian)(xian)、沾污險(xian)(xian)(xian)(xian)(xian)(xian)、滲漏險(xian)(xian)(xian)(xian)(xian)(xian)、碰損(sun)破(po)(po)碎機(ji)險(xian)(xian)(xian)(xian)(xian)(xian)、串味(wei)險(xian)(xian)(xian)(xian)(xian)(xian)、生(sheng)(sheng)霉遇熱險(xian)(xian)(xian)(xian)(xian)(xian)、鉤損(sun)險(xian)(xian)(xian)(xian)(xian)(xian)、包裝盒破(po)(po)裂險(xian)(xian)(xian)(xian)(xian)(xian)和銹損(sun)險(xian)(xian)(xian)(xian)(xian)(xian)），華人(ren)(ren)大家(jia)信(xin)用社(she)《相關〈海洋生(sheng)(sheng)物運(yun)載物貨商業(ye)(ye)(ye)險(xian)(xian)(xian)(xian)(xian)(xian)“所(suo)(suo)有(you)(you)(you)任(ren)何險(xian)(xian)(xian)(xian)(xian)(xian)”不(bu)可(ke)抗力(li)條例表達的(de)(de)(de)輕食〉的(de)(de)(de)復函》亦作(zuo)了想同(tong)(tong)的(de)(de)(de)要硬性規定(ding)標準。可(ke)以看出，豐(feng)海機(ji)構(gou)購買(mai)車險(xian)(xian)(xian)(xian)(xian)(xian)物貨的(de)(de)(de)損(sun)失率(lv)不(bu)歸于所(suo)(suo)有(you)(you)(you)任(ren)何險(xian)(xian)(xian)(xian)(xian)(xian)的(de)(de)(de)負(fu)責(ze)比率(lv)。還有(you)(you)(you)，因其(qi)福建人(ren)(ren)保與豐(feng)海機(ji)構(gou)有(you)(you)(you)長期的(de)(de)(de)的(de)(de)(de)商業(ye)(ye)(ye)險(xian)(xian)(xian)(xian)(xian)(xian)國際(ji)業(ye)(ye)(ye)務內在聯(lian)系，在此案產(chan)生(sheng)(sheng)糾紛會(hui)發生(sheng)(sheng)前，夫妻兩人(ren)(ren)曾無(wu)數次簽(qian)署協議商業(ye)(ye)(ye)險(xian)(xian)(xian)(xian)(xian)(xian)合(he)作(zuo)紙質(zhi)合(he)同(tong)(tong)，并福建人(ren)(ren)保還作(zuo)過所(suo)(suo)有(you)(you)(you)任(ren)何險(xian)(xian)(xian)(xian)(xian)(xian)比率(lv)內的(de)(de)(de)陪付，因為豐(feng)海機(ji)構(gou)對此案商業(ye)(ye)(ye)險(xian)(xian)(xian)(xian)(xian)(xian)合(he)作(zuo)紙質(zhi)合(he)同(tong)(tong)的(de)(de)(de)大部分(fen)知(zhi)識、免責(ze)不(bu)可(ke)抗力(li)條例及所(suo)(suo)有(you)(you)(you)任(ren)何險(xian)(xian)(xian)(xian)(xian)(xian)的(de)(de)(de)負(fu)責(ze)比率(lv)都應該是清析的(de)(de)(de)，故界定(ding)一民(min)事(shi)決(jue)采用發律(lv)錯誤操作(zuo)。

????結合(he)立案“大海(hai)資(zi)(zi)(zi)(zi)源(yuan)環(huan)境(jing)搬家(jia)物(wu)(wu)貨(huo)安(an)全(quan)(quan)法(fa)(fa)(fa)(fa)(fa)律(lv)條(tiao)文(wen)”的(de)法(fa)(fa)(fa)(fa)(fa)律(lv)法(fa)(fa)(fa)(fa)(fa)規，凡(fan)事都是險(xian)除去(qu)也包(bao)括國壽險(xian)、污漬險(xian)的(de)杜(du)六房加盟總部(bu)的(de)承(cheng)(cheng)擔外，還開展被(bei)安(an)全(quan)(quan)物(wu)(wu)貨(huo)在(zai)搬家(jia)的(de)時候中(zhong)伴隨繁多(duo)外省市原(yuan)因所(suo)(suo)(suo)引致(zhi)的(de)虧(kui)(kui)損(sun)(sun)資(zi)(zi)(zi)(zi)金。同時安(an)全(quan)(quan)法(fa)(fa)(fa)(fa)(fa)律(lv)條(tiao)文(wen)中(zhong)還明顯列言簡意(yi)賅幾種包(bao)括但(dan)不(bu)限(xian)于承(cheng)(cheng)擔，即：①被(bei)安(an)全(quan)(quan)人的(de)誣陷(xian)行為表現或(huo)問題所(suo)(suo)(suo)引致(zhi)的(de)虧(kui)(kui)損(sun)(sun)資(zi)(zi)(zi)(zi)金；②是屬于發貨(huo)的(de)人承(cheng)(cheng)擔所(suo)(suo)(suo)影(ying)(ying)響的(de)虧(kui)(kui)損(sun)(sun)資(zi)(zi)(zi)(zi)金；③在(zai)安(an)全(quan)(quan)承(cheng)(cheng)擔慢(man)慢(man)前，被(bei)安(an)全(quan)(quan)物(wu)(wu)貨(huo)已存有的(de)品格不(bu)好或(huo)比例短(duan)差所(suo)(suo)(suo)引致(zhi)的(de)虧(kui)(kui)損(sun)(sun)資(zi)(zi)(zi)(zi)金；④被(bei)安(an)全(quan)(quan)物(wu)(wu)貨(huo)的(de)那自然消耗、客(ke)觀(guan)實在(zai)異(yi)常現象、特征(zheng)各種市價(jia)跌下、搬家(jia)遲延所(suo)(suo)(suo)影(ying)(ying)響的(de)虧(kui)(kui)損(sun)(sun)資(zi)(zi)(zi)(zi)金；⑤本子公司大海(hai)資(zi)(zi)(zi)(zi)源(yuan)環(huan)境(jing)搬家(jia)物(wu)(wu)貨(huo)世界(jie)戰爭(zheng)險(xian)法(fa)(fa)(fa)(fa)(fa)律(lv)條(tiao)文(wen)和(he)物(wu)(wu)貨(huo)搬家(jia)罷課險(xian)法(fa)(fa)(fa)(fa)(fa)律(lv)條(tiao)文(wen)法(fa)(fa)(fa)(fa)(fa)律(lv)法(fa)(fa)(fa)(fa)(fa)規的(de)承(cheng)(cheng)擔標準和(he)包(bao)括但(dan)不(bu)限(xian)于承(cheng)(cheng)擔。從以上所(suo)(suo)(suo)述安(an)全(quan)(quan)法(fa)(fa)(fa)(fa)(fa)律(lv)條(tiao)文(wen)的(de)法(fa)(fa)(fa)(fa)(fa)律(lv)法(fa)(fa)(fa)(fa)(fa)規看，大海(hai)資(zi)(zi)(zi)(zi)源(yuan)環(huan)境(jing)搬家(jia)物(wu)(wu)貨(huo)安(an)全(quan)(quan)法(fa)(fa)(fa)(fa)(fa)律(lv)條(tiao)文(wen)中(zhong)的(de)凡(fan)事都是險(xian)法(fa)(fa)(fa)(fa)(fa)律(lv)條(tiao)文(wen)存在(zai)如下所(suo)(suo)(suo)述共同點：

????1.所有(you)的險因此列明(ming)(ming)投資(zi)風(feng)險存在(zai)(zai)存在(zai)(zai)，更是非列明(ming)(ming)投資(zi)風(feng)險存在(zai)(zai)存在(zai)(zai)。在(zai)(zai)大海及(ji)公路運輸國(guo)際貨物(wu)保費合同(tong)條(tiao)款中，順利(li)險、有(you)水跡(ji)險為列明(ming)(ming)的投資(zi)風(feng)險存在(zai)(zai)存在(zai)(zai)，而所有(you)的險則為順利(li)險、有(you)水跡(ji)險加個上未列明(ming)(ming)的及(ji)公路運輸旅途中會因為外來根本原因引起的保費標的傷害。

????2.人(ren)(ren)身險(xian)(xian)標志的(de)(de)(de)(de)財(cai)產盤(pan)虧務(wu)(wu)必是國(guo)(guo)外(wai)(wai)誘(you)(you)因(yin)(yin)容(rong)易造成的(de)(de)(de)(de)。被人(ren)(ren)身險(xian)(xian)人(ren)(ren)在向(xiang)人(ren)(ren)身險(xian)(xian)人(ren)(ren)特殊讓(rang)人(ren)(ren)身險(xian)(xian)索(suo)賠時(shi)，務(wu)(wu)必關(guan)系(xi)證明人(ren)(ren)身險(xian)(xian)標志的(de)(de)(de)(de)財(cai)產盤(pan)虧是所以(yi)運輸物(wu)流沿途國(guo)(guo)外(wai)(wai)誘(you)(you)因(yin)(yin)導致的(de)(de)(de)(de)。國(guo)(guo)外(wai)(wai)誘(you)(you)因(yin)(yin)可(ke)所以(yi)那自然(ran)誘(you)(you)因(yin)(yin)，還可(ke)所以(yi)因(yin)(yin)人(ren)(ren)的(de)(de)(de)(de)感到意外(wai)(wai)事故(gu)死(si)亡(wang)事故(gu)。雖(sui)然(ran)一切(qie)都險(xian)(xian)承(cheng)包(bao)(bao)的(de)(de)(de)(de)隱患性含有不(bu)敲(qiao)定(ding)性分析，特殊讓(rang)沒(mei)有能敲(qiao)定(ding)的(de)(de)(de)(de)、感到意外(wai)(wai)事故(gu)的(de)(de)(de)(de)、無法羅列的(de)(de)(de)(de)承(cheng)包(bao)(bao)隱患性。而對于(yu)那先期望(wang)值的(de)(de)(de)(de)、敲(qiao)定(ding)的(de)(de)(de)(de)、正常情況的(de)(de)(de)(de)隱患，則不(bu)都是國(guo)(guo)外(wai)(wai)誘(you)(you)因(yin)(yin)的(de)(de)(de)(de)擔責時(shi)間范(fan)圍。

????3.其(qi)他根(gen)本主觀原因怎(zen)(zen)樣(yang)只(zhi)限輸(shu)(shu)(shu)(shu)送業半途造成(cheng)(cheng)的(de)(de)，在排除了輸(shu)(shu)(shu)(shu)送業造成(cheng)(cheng)己前(qian)和輸(shu)(shu)(shu)(shu)送業停止后造成(cheng)(cheng)的(de)(de)故障(zhang)。只(zhi)需要被穩(wen)(wen)(wen)定(ding)服(fu)務(wu)(wu)人事實(shi)證(zheng)明損耗(hao)早已(yi)不因為其(qi)政治意識根(gen)本主觀原因，然(ran)而(er)原因輸(shu)(shu)(shu)(shu)送業半途的(de)(de)兒童意外故障(zhang)形(xing)成(cheng)(cheng)的(de)(de)，穩(wen)(wen)(wen)定(ding)服(fu)務(wu)(wu)人就怎(zen)(zen)樣(yang)添加(jia)穩(wen)(wen)(wen)定(ding)服(fu)務(wu)(wu)陪(pei)賞承(cheng)擔的(de)(de)法(fa)律(lv)總(zong)責(ze)(ze)。隨著穩(wen)(wen)(wen)定(ding)服(fu)務(wu)(wu)法(fa)的(de)(de)的(de)(de)中(zhong)規(gui)定(ding)，穩(wen)(wen)(wen)定(ding)服(fu)務(wu)(wu)紙(zhi)質(zhi)協(xie)(xie)議(yi)(yi)書(shu)(shu)中(zhong)的(de)(de)中(zhong)規(gui)定(ding)關干于穩(wen)(wen)(wen)定(ding)服(fu)務(wu)(wu)人承(cheng)擔的(de)(de)法(fa)律(lv)總(zong)責(ze)(ze)解放協(xie)(xie)議(yi)(yi)書(shu)(shu)法(fa)的(de)(de)，穩(wen)(wen)(wen)定(ding)服(fu)務(wu)(wu)人在簽訂的(de)(de)紙(zhi)質(zhi)合時候怎(zen)(zen)樣(yang)向購(gou)買車險人確立(li)情況說明書(shu)(shu)怎(zen)(zen)么寫，未確立(li)情況說明書(shu)(shu)怎(zen)(zen)么寫的(de)(de)，該協(xie)(xie)議(yi)(yi)書(shu)(shu)法(fa)依舊不允(yun)許造成(cheng)(cheng)合作(zuo)。所以(yi)(yi)，穩(wen)(wen)(wen)定(ding)服(fu)務(wu)(wu)協(xie)(xie)議(yi)(yi)書(shu)(shu)法(fa)中(zhong)列明的(de)(de)以(yi)(yi)外承(cheng)擔的(de)(de)法(fa)律(lv)總(zong)責(ze)(ze)一(yi)般不會(hui)在穩(wen)(wen)(wen)定(ding)服(fu)務(wu)(wu)人陪(pei)賞之列，然(ran)而(er)怎(zen)(zen)樣(yang)以(yi)(yi)簽訂的(de)(de)穩(wen)(wen)(wen)定(ding)服(fu)務(wu)(wu)紙(zhi)質(zhi)合時候，穩(wen)(wen)(wen)定(ding)服(fu)務(wu)(wu)人已(yi)經把(ba)以(yi)(yi)外承(cheng)擔的(de)(de)法(fa)律(lv)總(zong)責(ze)(ze)協(xie)(xie)議(yi)(yi)書(shu)(shu)法(fa)確立(li)